Cost of Living in Francisville, KY

Population 10,313 · Kentucky · Data vintage 2023

112
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Francisville sits on the smaller end of the Kentucky city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 1.0% points to a labor market well on the tight side of the national distribution.

Located 12 miles west of Cincinnati, Francisville falls within that metro's commuting orbit. Median home values run roughly 74% higher than Cincinnati's $215,000.

Cost Overview

Housing 123
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Francisville

The median home value in Francisville is $374,100 — 23% above the national median of $305,000. Median rent runs $1,246/month, 5% lower than the national median of $1,314/month. The median household income of $146,280/year is 96% higher than the US median of $74,580. The local unemployment rate is 1.0%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 64.4°F and lows of 44.9°F, with about 23.3" of annual snowfall. Overall, Francisville has a cost of living index of 112 versus the US average of 100, meaning it is 12% more expensive.

🏠 Housing

Median Home Value
$374,100
23% above avg
Median Rent
$1,246/mo
5% below avg
Price-to-Rent Ratio
25.0x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 89.6%
Renter-occupied 10.4%

💰 Estimated Monthly Budget

Rent median rent
$1,246
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,860/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.5 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.7%

Commute Mode

Drove alone
75.7%
Carpooled
8.4%
Public transit
1.2%
Work from home
13.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$146,280
96% above avg
Per Capita Income
$58,350
Unemployment Rate
1.0%
80% below avg
Poverty Rate
2.5%
Labor Force Participation
73.6%

🎓 Education

Bachelor's degree+ 32.7%
Graduate degree 18.4%

👥 Demographics

Median Age 40.1
Male median age 38.7
Female median age 41.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
44.9°F
Annual Precip
45.3"
Annual Snowfall
23.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404454667583868579675443
Low °F 232634445462666557463528
Precip" 3.303.174.164.534.674.753.833.433.113.353.233.73
Snow" 7.76.73.40.40.00.00.00.00.00.20.84.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
76.3%
Good air days/yr
156
Max AQI recorded
0
PM2.5 days
245
Ozone days

Frequently Asked Questions

What is the cost of living in Francisville, KY?

Francisville has a cost index of 112 (100 = national average). It is 12% above the national average.

What is average rent in Francisville, KY?

The median gross rent in Francisville is $1,246 per month based on 2023 Census data.

What is the average home price in Francisville?

The median home value in Francisville is $374,100 according to 2023 Census ACS data.

What is the median income in Francisville?

The median household income in Francisville is $146,280 per year (2023 ACS 5-year estimates).

What is the sales tax in Francisville, KY?

The combined state and local sales tax rate in Francisville is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Francisville, KY affordable?

Francisville is above average in cost of living, with an index of 112 — about 12% higher than the national average.

What is the weather like in Francisville?

Francisville has average high temperatures of 64.4°F and average lows of 44.9°F. Annual precipitation is 45.3". Average annual snowfall is 23.3". Data from NOAA 1991–2020 Climate Normals.

Francisville at a Glance

Population
10,313
Median Income
$146,280
Home Value
$374,100
Median Rent
$1,246/mo
Unemployment
1.0%
Avg High Temp
64.4°F
Sales Tax
6.0%
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Explore county-level cost of living data

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