Cost of Living in Villa Hills, KY

Population 7,378 · Kentucky · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Villa Hills sits on the smaller end of the Kentucky city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Located 7 miles southwest of Cincinnati, Villa Hills falls within that metro's commuting orbit. Median home values run roughly 58% higher than Cincinnati's $215,000.

Cost Overview

Housing 111
Rent 87

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Villa Hills

The median home value in Villa Hills is $339,800 — 11% above the national median of $305,000. Median rent runs $1,144/month, 13% lower than the national median of $1,314/month. The median household income of $108,750/year is 46% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 64.4°F and lows of 44.9°F, with about 23.3" of annual snowfall. Overall, Villa Hills has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$339,800
11% above avg
Zillow Home Value
$216,798
Zillow ZHVI
Median Rent
$1,144/mo
13% below avg
Price-to-Rent Ratio
24.8x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 92.1%
Renter-occupied 7.9%

💰 Estimated Monthly Budget

Rent median rent
$1,144
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,758/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.6%

Commute Mode

Drove alone
76.8%
Carpooled
4.2%
Walked
1.6%
Work from home
16.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$108,750
46% above avg
Per Capita Income
$68,817
Unemployment Rate
2.9%
39% below avg
Poverty Rate
3.4%
Labor Force Participation
68.2%

🎓 Education

Bachelor's degree+ 27.9%
Graduate degree 25.9%

👥 Demographics

Median Age 46.9
Male median age 46.8
Female median age 46.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
44.9°F
Annual Precip
45.3"
Annual Snowfall
23.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404454667583868579675443
Low °F 232634445462666557463528
Precip" 3.303.174.164.534.674.753.833.433.113.353.233.73
Snow" 7.76.73.40.40.00.00.00.00.00.20.84.1

Frequently Asked Questions

What is the cost of living in Villa Hills, KY?

Villa Hills has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Villa Hills, KY?

The median gross rent in Villa Hills is $1,144 per month based on 2023 Census data.

What is the average home price in Villa Hills?

The median home value in Villa Hills is $339,800 according to Zillow and Census data.

What is the median income in Villa Hills?

The median household income in Villa Hills is $108,750 per year (2023 ACS 5-year estimates).

What is the sales tax in Villa Hills, KY?

The combined state and local sales tax rate in Villa Hills is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Villa Hills, KY affordable?

Villa Hills is near the national average in terms of cost of living, with an index of 102 (100 = US average).

What is the weather like in Villa Hills?

Villa Hills has average high temperatures of 64.4°F and average lows of 44.9°F. Annual precipitation is 45.3". Average annual snowfall is 23.3". Data from NOAA 1991–2020 Climate Normals.

Villa Hills at a Glance

Population
7,378
Median Income
$108,750
Home Value
$339,800
Median Rent
$1,144/mo
Unemployment
2.9%
Avg High Temp
64.4°F
Sales Tax
6.0%
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