Cost of Living in Hebron, KY

Population 6,637 · Kentucky · Data vintage 2023

85
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hebron offers a notably favorable income-to-housing ratio for its region. The typical home — $216,000 — costs less than 2.1 times median household income of $101,980, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.

Geographically, Hebron sits roughly 12 miles west of Cincinnati. Housing prices track closely with Cincinnati's $215,000 median.

Cost Overview

Housing 71
Rent 107

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hebron

The median home value in Hebron is $216,400 — 29% below the national median of $305,000. Median rent runs $1,402/month, 7% higher than the national median of $1,314/month. The median household income of $101,980/year is 37% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 64.4°F and lows of 44.9°F, with about 23.3" of annual snowfall. Overall, Hebron has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.

🏠 Housing

Median Home Value
$216,400
29% below avg
Zillow Home Value
$376,164
Zillow ZHVI
Median Rent
$1,402/mo
7% above avg
Price-to-Rent Ratio
12.9x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 82.0%
Renter-occupied 18.0%

💰 Estimated Monthly Budget

Rent median rent
$1,402
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,016/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
78.1%
Carpooled
9.3%
Walked
1.4%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$101,980
37% above avg
Per Capita Income
$40,031
Unemployment Rate
2.7%
45% below avg
Poverty Rate
10.1%
Labor Force Participation
80.9%

🎓 Education

Bachelor's degree+ 21.4%
Graduate degree 4.8%

👥 Demographics

Median Age 31.6
Male median age 35.1
Female median age 30.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
44.9°F
Annual Precip
45.3"
Annual Snowfall
23.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404454667583868579675443
Low °F 232634445462666557463528
Precip" 3.303.174.164.534.674.753.833.433.113.353.233.73
Snow" 7.76.73.40.40.00.00.00.00.00.20.84.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
76.3%
Good air days/yr
156
Max AQI recorded
0
PM2.5 days
245
Ozone days

Frequently Asked Questions

What is the cost of living in Hebron, KY?

Hebron has a cost index of 85 (100 = national average). It is 15% below the national average.

What is average rent in Hebron, KY?

The median gross rent in Hebron is $1,402 per month based on 2023 Census data.

What is the average home price in Hebron?

The median home value in Hebron is $216,400 according to Zillow and Census data.

What is the median income in Hebron?

The median household income in Hebron is $101,980 per year (2023 ACS 5-year estimates).

What is the sales tax in Hebron, KY?

The combined state and local sales tax rate in Hebron is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Hebron, KY affordable?

Yes, Hebron is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.

What is the weather like in Hebron?

Hebron has average high temperatures of 64.4°F and average lows of 44.9°F. Annual precipitation is 45.3". Average annual snowfall is 23.3". Data from NOAA 1991–2020 Climate Normals.

Hebron at a Glance

Population
6,637
Median Income
$101,980
Home Value
$216,400
Median Rent
$1,402/mo
Unemployment
2.7%
Avg High Temp
64.4°F
Sales Tax
6.0%
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