Cost of Living in Ashland, MA

Population 18,694 · Massachusetts · Data vintage 2023

186
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Ashland sits 92% above the national median — $586,000 for the typical home — but median household incomes near $127,106 (70% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Ashland sits roughly 15 miles east of Worcester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 73% higher than Worcester's $340,000.

Cost Overview

Housing 192
Rent 178

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ashland

The median home value in Ashland is $586,000 — 92% above the national median of $305,000. Median rent runs $2,334/month, 78% higher than the national median of $1,314/month. The median household income of $127,106/year is 70% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 62.9°F and lows of 41.0°F. Overall, Ashland has a cost of living index of 186 versus the US average of 100, meaning it is 86% more expensive.

🏠 Housing

Median Home Value
$586,000
92% above avg
Median Rent
$2,334/mo
78% above avg
Price-to-Rent Ratio
20.9x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$2,263
1 BR
$2,394
2 BR
$2,837
3 BR
$3,418
4 BR
$3,761
Owner-occupied 75.5%
Renter-occupied 24.5%

💰 Estimated Monthly Budget

Rent median rent
$2,334
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,948/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.5 min
31% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.9%

Commute Mode

Drove alone
63.7%
Carpooled
7.3%
Public transit
5.6%
Walked
2.0%
Work from home
20.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$127,106
70% above avg
Per Capita Income
$69,216
Unemployment Rate
5.1%
7% above avg
Poverty Rate
4.1%
Labor Force Participation
60.7%

🎓 Education

Bachelor's degree+ 30.3%
Graduate degree 29.2%

👥 Demographics

Median Age 41.7
Male median age 40.9
Female median age 42.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.9°F
Avg Low
41.0°F
Annual Precip
43.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249617180868477665544
Low °F 212230394857636152413426
Precip" 3.412.803.723.963.303.923.033.633.824.543.694.09

Frequently Asked Questions

What is the cost of living in Ashland, MA?

Ashland has a cost index of 186 (100 = national average). It is 86% above the national average.

What is average rent in Ashland, MA?

The median gross rent in Ashland is $2,334 per month based on 2023 Census data.

What is the average home price in Ashland?

The median home value in Ashland is $586,000 according to 2023 Census ACS data.

What is the median income in Ashland?

The median household income in Ashland is $127,106 per year (2023 ACS 5-year estimates).

What is the sales tax in Ashland, MA?

The combined state and local sales tax rate in Ashland is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Ashland, MA affordable?

Ashland is above average in cost of living, with an index of 186 — about 86% higher than the national average.

What is the weather like in Ashland?

Ashland has average high temperatures of 62.9°F and average lows of 41.0°F. Annual precipitation is 43.9". Data from NOAA 1991–2020 Climate Normals.

Ashland at a Glance

Population
18,694
Median Income
$127,106
Home Value
$586,000
Median Rent
$2,334/mo
Unemployment
5.1%
Avg High Temp
62.9°F
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs