Cost of Living in Hampden, MA
Population 4,937 · Massachusetts · Data vintage 2023
(100 = US avg)
Hampden sits on the smaller end of the Massachusetts city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 6.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Hampden sits roughly 7 miles east of Springfield. Median home values run roughly 55% higher than Springfield's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Hampden
The median home value in Hampden is $345,200 — 13% above the national median of $305,000. The median household income of $110,703/year is 48% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 61.1°F and lows of 40.9°F, with about 51.7" of annual snowfall. Overall, Hampden has a cost of living index of 113 versus the US average of 100, meaning it is 13% more expensive.
Hampden has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 39 | 47 | 61 | 72 | 80 | 85 | 83 | 76 | 64 | 52 | 41 |
| Low °F | 19 | 21 | 28 | 38 | 48 | 58 | 63 | 62 | 54 | 42 | 33 | 25 |
| Precip" | 3.28 | 3.13 | 3.81 | 3.88 | 3.79 | 4.28 | 4.17 | 4.21 | 4.39 | 4.52 | 3.51 | 4.08 |
| Snow" | 14.2 | 14.8 | 9.4 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.7 | 1.4 | 10.1 |
Frequently Asked Questions
What is the cost of living in Hampden, MA?
Hampden has a cost index of 113 (100 = national average). It is 13% above the national average.
What is the average home price in Hampden?
The median home value in Hampden is $345,200 according to 2023 Census ACS data.
What is the median income in Hampden?
The median household income in Hampden is $110,703 per year (2023 ACS 5-year estimates).
What is the sales tax in Hampden, MA?
The combined state and local sales tax rate in Hampden is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Hampden, MA affordable?
Hampden is above average in cost of living, with an index of 113 — about 13% higher than the national average.
What is the weather like in Hampden?
Hampden has average high temperatures of 61.1°F and average lows of 40.9°F. Annual precipitation is 47". Average annual snowfall is 51.7". Data from NOAA 1991–2020 Climate Normals.
Hampden at a Glance
- Population
- 4,937
- Median Income
- $110,703
- Home Value
- $345,200
- Unemployment
- 6.6%
- Avg High Temp
- 61.1°F
- Sales Tax
- 6.3%
Nearby Cities
Explore county-level cost of living data
Massachusetts Rankings
Similar Cost Cities
Cities in other states with comparable housing costs