Cost of Living in Monson, MA
Population 8,126 · Massachusetts · Data vintage 2023
(100 = US avg)
Monson is a smaller Massachusetts community of around 8000 residents, where median household incomes of $84,067 and housing costs ($316,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 9.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Monson sits roughly 11 miles east of Springfield. Median home values run roughly 42% higher than Springfield's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Monson
The median home value in Monson is $315,500 — 3% above the national median of $305,000. Median rent runs $874/month, 33% lower than the national median of $1,314/month. The median household income of $84,067/year is 13% higher than the US median of $74,580. The local unemployment rate is 9.4%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 61.1°F and lows of 40.9°F, with about 51.7" of annual snowfall. Overall, Monson has a cost of living index of 89 versus the US average of 100, meaning it is 11% less expensive.
Monson has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 39 | 47 | 61 | 72 | 80 | 85 | 83 | 76 | 64 | 52 | 41 |
| Low °F | 19 | 21 | 28 | 38 | 48 | 58 | 63 | 62 | 54 | 42 | 33 | 25 |
| Precip" | 3.28 | 3.13 | 3.81 | 3.88 | 3.79 | 4.28 | 4.17 | 4.21 | 4.39 | 4.52 | 3.51 | 4.08 |
| Snow" | 14.2 | 14.8 | 9.4 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.7 | 1.4 | 10.1 |
Frequently Asked Questions
What is the cost of living in Monson, MA?
Monson has a cost index of 89 (100 = national average). It is 11% below the national average.
What is average rent in Monson, MA?
The median gross rent in Monson is $874 per month based on 2023 Census data.
What is the average home price in Monson?
The median home value in Monson is $315,500 according to 2023 Census ACS data.
What is the median income in Monson?
The median household income in Monson is $84,067 per year (2023 ACS 5-year estimates).
What is the sales tax in Monson, MA?
The combined state and local sales tax rate in Monson is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Monson, MA affordable?
Yes, Monson is generally considered affordable, with a cost of living index of 89 — about 11% below the US national average of 100.
What is the weather like in Monson?
Monson has average high temperatures of 61.1°F and average lows of 40.9°F. Annual precipitation is 47". Average annual snowfall is 51.7". Data from NOAA 1991–2020 Climate Normals.
Monson at a Glance
- Population
- 8,126
- Median Income
- $84,067
- Home Value
- $315,500
- Median Rent
- $874/mo
- Unemployment
- 9.4%
- Avg High Temp
- 61.1°F
- Sales Tax
- 6.3%
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