Cost of Living in Haverhill, MA
Population 67,387 · Massachusetts · Data vintage 2023
(100 = US avg)
Most of Haverhill's cost indicators track within a reasonable band of national figures, with median household incomes near $87,675 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.
Geographically, Haverhill sits roughly 15 miles northeast of Lowell. Median home values run roughly 8% higher than Lowell's $395,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Haverhill
The median home value in Haverhill is $426,900 — 40% above the national median of $305,000. Median rent runs $1,620/month, 23% higher than the national median of $1,314/month. The median household income of $87,675/year is 18% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Haverhill has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Haverhill, MA?
Haverhill has a cost index of 133 (100 = national average). It is 33% above the national average.
What is average rent in Haverhill, MA?
The median gross rent in Haverhill is $1,620 per month based on 2023 Census data.
What is the average home price in Haverhill?
The median home value in Haverhill is $426,900 according to Zillow and Census data.
What is the median income in Haverhill?
The median household income in Haverhill is $87,675 per year (2023 ACS 5-year estimates).
What is the sales tax in Haverhill, MA?
The combined state and local sales tax rate in Haverhill is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Haverhill, MA affordable?
Haverhill is above average in cost of living, with an index of 133 — about 33% higher than the national average.
Haverhill at a Glance
- Population
- 67,387
- Median Income
- $87,675
- Home Value
- $426,900
- Median Rent
- $1,620/mo
- Unemployment
- 5.9%
- Sales Tax
- 6.3%
Nearby Cities
Explore county-level cost of living data
Massachusetts Rankings
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