Cost of Living in Merrimac, MA
Population 6,707 · Massachusetts · Data vintage 2023
(100 = US avg)
Merrimac sits on the smaller end of the Massachusetts city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.6% — below most comparable cities in the state.
Merrimac sits roughly 20 miles northeast of Lowell — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 34% higher than Lowell's $395,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Merrimac
The median home value in Merrimac is $531,300 — 74% above the national median of $305,000. Median rent runs $1,236/month, 6% lower than the national median of $1,314/month. The median household income of $116,477/year is 56% higher than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.4°F and lows of 40.9°F. Overall, Merrimac has a cost of living index of 142 versus the US average of 100, meaning it is 42% more expensive.
Merrimac has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 45 | 58 | 69 | 77 | 83 | 82 | 74 | 62 | 51 | 40 |
| Low °F | 19 | 21 | 28 | 38 | 48 | 57 | 63 | 62 | 54 | 43 | 34 | 25 |
| Precip" | 2.86 | 2.44 | 3.42 | 3.60 | 3.39 | 3.99 | 3.48 | 3.04 | 3.75 | 4.10 | 3.52 | 3.32 |
Frequently Asked Questions
What is the cost of living in Merrimac, MA?
Merrimac has a cost index of 142 (100 = national average). It is 42% above the national average.
What is average rent in Merrimac, MA?
The median gross rent in Merrimac is $1,236 per month based on 2023 Census data.
What is the average home price in Merrimac?
The median home value in Merrimac is $531,300 according to 2023 Census ACS data.
What is the median income in Merrimac?
The median household income in Merrimac is $116,477 per year (2023 ACS 5-year estimates).
What is the sales tax in Merrimac, MA?
The combined state and local sales tax rate in Merrimac is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Merrimac, MA affordable?
Merrimac is above average in cost of living, with an index of 142 — about 42% higher than the national average.
What is the weather like in Merrimac?
Merrimac has average high temperatures of 59.4°F and average lows of 40.9°F. Annual precipitation is 40.9". Data from NOAA 1991–2020 Climate Normals.
Merrimac at a Glance
- Population
- 6,707
- Median Income
- $116,477
- Home Value
- $531,300
- Median Rent
- $1,236/mo
- Unemployment
- 1.6%
- Avg High Temp
- 59.4°F
- Sales Tax
- 6.3%
Nearby Cities
Explore county-level cost of living data
Massachusetts Rankings
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