Cost of Living in Lynnfield, MA

Population 12,964 · Massachusetts · Data vintage 2023

249
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Lynnfield sits 196% above the national median — $904,000 for the typical home — but median household incomes near $172,484 (131% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Geographically, Lynnfield sits roughly 6 miles northwest of Lynn. Median home values run roughly 91% higher than Lynn's $473,000.

Cost Overview

Housing 296
Rent 178

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lynnfield

The median home value in Lynnfield is $904,200 — 196% above the national median of $305,000. Median rent runs $2,333/month, 78% higher than the national median of $1,314/month. The median household income of $172,484/year is 131% higher than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Lynnfield has a cost of living index of 249 versus the US average of 100, meaning it is 149% more expensive.

🏠 Housing

Median Home Value
$904,200
196% above avg
Zillow Home Value
$1,059,994
Zillow ZHVI
Median Rent
$2,333/mo
78% above avg
Price-to-Rent Ratio
32.3x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 86.5%
Renter-occupied 13.6%

💰 Estimated Monthly Budget

Rent median rent
$2,333
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,947/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.5 min
31% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.9%

Commute Mode

Drove alone
68.4%
Carpooled
4.7%
Public transit
1.5%
Walked
0.2%
Work from home
24.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$172,484
131% above avg
Per Capita Income
$76,408
Unemployment Rate
3.5%
27% below avg
Poverty Rate
6.1%
Labor Force Participation
68.3%

🎓 Education

Bachelor's degree+ 30.8%
Graduate degree 30.3%

👥 Demographics

Median Age 41
Male median age 37.8
Female median age 43.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
66.6%
Good air days/yr
105
Max AQI recorded
204
PM2.5 days
160
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
13.6:1
Student-teacher ratio
5
Public schools
2,202
Total enrollment

Frequently Asked Questions

What is the cost of living in Lynnfield, MA?

Lynnfield has a cost index of 249 (100 = national average). It is 149% above the national average.

What is average rent in Lynnfield, MA?

The median gross rent in Lynnfield is $2,333 per month based on 2023 Census data.

What is the average home price in Lynnfield?

The median home value in Lynnfield is $904,200 according to Zillow and Census data.

What is the median income in Lynnfield?

The median household income in Lynnfield is $172,484 per year (2023 ACS 5-year estimates).

What is the sales tax in Lynnfield, MA?

The combined state and local sales tax rate in Lynnfield is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Lynnfield, MA affordable?

Lynnfield is above average in cost of living, with an index of 249 — about 149% higher than the national average.

Lynnfield at a Glance

Population
12,964
Median Income
$172,484
Home Value
$904,200
Median Rent
$2,333/mo
Unemployment
3.5%
Sales Tax
6.3%
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🗺️ County data for Massachusetts

Explore county-level cost of living data

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