Cost of Living in Wakefield, MA

Population 27,284 · Massachusetts · Data vintage 2023

189
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Wakefield's housing market reflects its status as a high-earning metro: $670,000 for a typical home, 120% above the US median, paired with household incomes around $130,320 that put it in the upper third of the state.

Wakefield sits roughly 6 miles west of Lynn — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 42% higher than Lynn's $473,000.

Cost Overview

Housing 220
Rent 142

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wakefield

The median home value in Wakefield is $670,100 — 120% above the national median of $305,000. Median rent runs $1,872/month, 42% higher than the national median of $1,314/month. The median household income of $130,320/year is 75% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Wakefield has a cost of living index of 189 versus the US average of 100, meaning it is 89% more expensive.

🏠 Housing

Median Home Value
$670,100
120% above avg
Zillow Home Value
$797,698
Zillow ZHVI
Median Rent
$1,872/mo
42% above avg
Zillow Rent
$2,627/mo
Zillow ZORI
Price-to-Rent Ratio
29.8x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 70.4%
Renter-occupied 29.6%

💰 Estimated Monthly Budget

Rent median rent
$1,872
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,486/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.2 min
27% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
22.2%

Commute Mode

Drove alone
62.9%
Carpooled
5.0%
Public transit
6.9%
Walked
2.4%
Bicycle
0.1%
Work from home
22.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$130,320
75% above avg
Per Capita Income
$67,001
Unemployment Rate
4.5%
6% below avg
Poverty Rate
4.6%
Labor Force Participation
69.4%

🎓 Education

Bachelor's degree+ 31.9%
Graduate degree 25.1%

👥 Demographics

Median Age 42.9
Male median age 41
Female median age 45

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
77%
Good air days/yr
101
Max AQI recorded
165
PM2.5 days
193
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

98%
4-Year Graduation Rate
12.5:1
Student-teacher ratio
8
Public schools
4,760
Total enrollment

Frequently Asked Questions

What is the cost of living in Wakefield, MA?

Wakefield has a cost index of 189 (100 = national average). It is 89% above the national average.

What is average rent in Wakefield, MA?

The median gross rent in Wakefield is $1,872 per month based on 2023 Census data.

What is the average home price in Wakefield?

The median home value in Wakefield is $670,100 according to Zillow and Census data.

What is the median income in Wakefield?

The median household income in Wakefield is $130,320 per year (2023 ACS 5-year estimates).

What is the sales tax in Wakefield, MA?

The combined state and local sales tax rate in Wakefield is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Wakefield, MA affordable?

Wakefield is above average in cost of living, with an index of 189 — about 89% higher than the national average.

Wakefield at a Glance

Population
27,284
Median Income
$130,320
Home Value
$670,100
Median Rent
$1,872/mo
Unemployment
4.5%
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs