Cost of Living in Saugus, MA
Population 28,599 · Massachusetts · Data vintage 2023
(100 = US avg)
Home prices in Saugus run well above the national baseline, with a median of $590,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $100,819 place the city among the better-paid Massachusetts metros.
Located <5 miles west of Lynn, Saugus falls within that metro's commuting orbit. Median home values run roughly 25% higher than Lynn's $473,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Saugus
The median home value in Saugus is $589,500 — 93% above the national median of $305,000. Median rent runs $1,982/month, 51% higher than the national median of $1,314/month. The median household income of $100,819/year is 35% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Saugus has a cost of living index of 176 versus the US average of 100, meaning it is 76% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Saugus, MA?
Saugus has a cost index of 176 (100 = national average). It is 76% above the national average.
What is average rent in Saugus, MA?
The median gross rent in Saugus is $1,982 per month based on 2023 Census data.
What is the average home price in Saugus?
The median home value in Saugus is $589,500 according to Zillow and Census data.
What is the median income in Saugus?
The median household income in Saugus is $100,819 per year (2023 ACS 5-year estimates).
What is the sales tax in Saugus, MA?
The combined state and local sales tax rate in Saugus is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Saugus, MA affordable?
Saugus is above average in cost of living, with an index of 176 — about 76% higher than the national average.
Saugus at a Glance
- Population
- 28,599
- Median Income
- $100,819
- Home Value
- $589,500
- Median Rent
- $1,982/mo
- Unemployment
- 3.6%
- Sales Tax
- 6.3%
Explore county-level cost of living data
Massachusetts Rankings
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