Cost of Living in Malden, MA

Population 65,509 · Massachusetts · Data vintage 2023

182
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Malden's housing market reflects its status as a high-earning metro: $608,000 for a typical home, 99% above the US median, paired with household incomes around $95,298 that put it in the upper third of the state.

Malden sits roughly 5 miles northeast of Cambridge — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 42% lower than Cambridge's $1 million.

Cost Overview

Housing 199
Rent 157

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Malden

The median home value in Malden is $607,500 — 99% above the national median of $305,000. Median rent runs $2,066/month, 57% higher than the national median of $1,314/month. The median household income of $95,298/year is 28% higher than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Malden has a cost of living index of 182 versus the US average of 100, meaning it is 82% more expensive.

🏠 Housing

Median Home Value
$607,500
99% above avg
Zillow Home Value
$667,071
Zillow ZHVI
Median Rent
$2,066/mo
57% above avg
Zillow Rent
$2,598/mo
Zillow ZORI
Price-to-Rent Ratio
24.5x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 42.1%
Renter-occupied 57.9%

💰 Estimated Monthly Budget

Rent median rent
$2,066
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,680/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.5 min
43% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.6%

Commute Mode

Drove alone
45.5%
Carpooled
12.7%
Public transit
19.3%
Walked
2.2%
Bicycle
0.6%
Work from home
17.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$95,298
28% above avg
Per Capita Income
$47,303
Unemployment Rate
5.6%
17% above avg
Poverty Rate
13.3%
Labor Force Participation
71.6%

🎓 Education

Bachelor's degree+ 26.2%
Graduate degree 18.7%

👥 Demographics

Median Age 35.8
Male median age 33.3
Female median age 38.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
77%
Good air days/yr
101
Max AQI recorded
165
PM2.5 days
193
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

78%
4-Year Graduation Rate
13.7:1
Student-teacher ratio
7
Public schools
6,481
Total enrollment

Frequently Asked Questions

What is the cost of living in Malden, MA?

Malden has a cost index of 182 (100 = national average). It is 82% above the national average.

What is average rent in Malden, MA?

The median gross rent in Malden is $2,066 per month based on 2023 Census data.

What is the average home price in Malden?

The median home value in Malden is $607,500 according to Zillow and Census data.

What is the median income in Malden?

The median household income in Malden is $95,298 per year (2023 ACS 5-year estimates).

What is the sales tax in Malden, MA?

The combined state and local sales tax rate in Malden is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Malden, MA affordable?

Malden is above average in cost of living, with an index of 182 — about 82% higher than the national average.

Malden at a Glance

Population
65,509
Median Income
$95,298
Home Value
$607,500
Median Rent
$2,066/mo
Unemployment
5.6%
Sales Tax
6.3%
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🗺️ County data for Massachusetts

Explore county-level cost of living data

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