Cost of Living in Middleton, MA

Population 9,727 · Massachusetts · Data vintage 2023

190
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Middleton sits 134% above the national median — $713,000 for the typical home — but median household incomes near $171,458 (130% above the US figure) soften the blow that similar pricing creates in lower-wage metros. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Middleton sits roughly 10 miles north of Lynn — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 51% higher than Lynn's $473,000.

Cost Overview

Housing 234
Rent 123

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Middleton

The median home value in Middleton is $713,000 — 134% above the national median of $305,000. Median rent runs $1,621/month, 23% higher than the national median of $1,314/month. The median household income of $171,458/year is 130% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.4°F and lows of 40.9°F. Overall, Middleton has a cost of living index of 190 versus the US average of 100, meaning it is 90% more expensive.

🏠 Housing

Median Home Value
$713,000
134% above avg
Median Rent
$1,621/mo
23% above avg
Price-to-Rent Ratio
36.7x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,346
1 BR
$1,498
2 BR
$1,963
3 BR
$2,365
4 BR
$2,603
Owner-occupied 92.4%
Renter-occupied 7.6%

💰 Estimated Monthly Budget

Rent median rent
$1,621
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,235/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.5 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.2%

Commute Mode

Drove alone
81.0%
Carpooled
5.5%
Walked
0.2%
Work from home
12.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$171,458
130% above avg
Per Capita Income
$67,877
Unemployment Rate
2.9%
39% below avg
Poverty Rate
3.3%
Labor Force Participation
53.5%

🎓 Education

Bachelor's degree+ 25.3%
Graduate degree 16.3%

👥 Demographics

Median Age 44.5
Male median age 39.7
Female median age 52.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.4°F
Avg Low
40.9°F
Annual Precip
40.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353845586977838274625140
Low °F 192128384857636254433425
Precip" 2.862.443.423.603.393.993.483.043.754.103.523.32

Frequently Asked Questions

What is the cost of living in Middleton, MA?

Middleton has a cost index of 190 (100 = national average). It is 90% above the national average.

What is average rent in Middleton, MA?

The median gross rent in Middleton is $1,621 per month based on 2023 Census data.

What is the average home price in Middleton?

The median home value in Middleton is $713,000 according to 2023 Census ACS data.

What is the median income in Middleton?

The median household income in Middleton is $171,458 per year (2023 ACS 5-year estimates).

What is the sales tax in Middleton, MA?

The combined state and local sales tax rate in Middleton is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Middleton, MA affordable?

Middleton is above average in cost of living, with an index of 190 — about 90% higher than the national average.

What is the weather like in Middleton?

Middleton has average high temperatures of 59.4°F and average lows of 40.9°F. Annual precipitation is 40.9". Data from NOAA 1991–2020 Climate Normals.

Middleton at a Glance

Population
9,727
Median Income
$171,458
Home Value
$713,000
Median Rent
$1,621/mo
Unemployment
2.9%
Avg High Temp
59.4°F
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs