Cost of Living in Montague, MA
Population 8,501 · Massachusetts · Data vintage 2023
(100 = US avg)
Montague is a smaller Massachusetts community of around 9000 residents, where median household incomes of $72,344 and housing costs ($262,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 6.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Montague is about 30 miles north of Springfield, the nearest large metro. Median home values run roughly 18% higher than Springfield's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Montague
The median home value in Montague is $262,100 — 14% below the national median of $305,000. Median rent runs $1,208/month, 8% lower than the national median of $1,314/month. The median household income of $72,344/year is 3% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.3°F and lows of 37.2°F. Overall, Montague has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.
Montague has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 33 | 37 | 45 | 59 | 70 | 79 | 84 | 82 | 74 | 62 | 50 | 39 |
| Low °F | 14 | 15 | 24 | 34 | 46 | 55 | 60 | 59 | 51 | 39 | 30 | 21 |
| Precip" | 2.71 | 2.34 | 3.38 | 3.44 | 3.24 | 4.14 | 3.76 | 3.87 | 4.29 | 4.22 | 3.37 | 3.40 |
Frequently Asked Questions
What is the cost of living in Montague, MA?
Montague has a cost index of 88 (100 = national average). It is 12% below the national average.
What is average rent in Montague, MA?
The median gross rent in Montague is $1,208 per month based on 2023 Census data.
What is the average home price in Montague?
The median home value in Montague is $262,100 according to 2023 Census ACS data.
What is the median income in Montague?
The median household income in Montague is $72,344 per year (2023 ACS 5-year estimates).
What is the sales tax in Montague, MA?
The combined state and local sales tax rate in Montague is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Montague, MA affordable?
Yes, Montague is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.
What is the weather like in Montague?
Montague has average high temperatures of 59.3°F and average lows of 37.2°F. Annual precipitation is 42.2". Data from NOAA 1991–2020 Climate Normals.
Montague at a Glance
- Population
- 8,501
- Median Income
- $72,344
- Home Value
- $262,100
- Median Rent
- $1,208/mo
- Unemployment
- 6.1%
- Avg High Temp
- 59.3°F
- Sales Tax
- 6.3%
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Massachusetts Rankings
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