Cost of Living in Pepperell, MA

Population 11,656 · Massachusetts · Data vintage 2023

130
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Pepperell sits on the smaller end of the Massachusetts city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Pepperell sits roughly 14 miles west of Lowell. Median home values run roughly 16% higher than Lowell's $395,000.

Cost Overview

Housing 151
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pepperell

The median home value in Pepperell is $459,800 — 51% above the national median of $305,000. Median rent runs $1,296/month, 1% lower than the national median of $1,314/month. The median household income of $126,976/year is 70% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.5°F and lows of 38.3°F. Overall, Pepperell has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.

🏠 Housing

Median Home Value
$459,800
51% above avg
Median Rent
$1,296/mo
1% below avg
Price-to-Rent Ratio
29.6x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$2,263
1 BR
$2,394
2 BR
$2,837
3 BR
$3,418
4 BR
$3,761
Owner-occupied 83.3%
Renter-occupied 16.7%

💰 Estimated Monthly Budget

Rent median rent
$1,296
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,910/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.2 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.6%

Commute Mode

Drove alone
76.9%
Carpooled
4.9%
Public transit
0.1%
Walked
0.6%
Bicycle
0.5%
Work from home
16.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$126,976
70% above avg
Per Capita Income
$56,733
Unemployment Rate
3.2%
34% below avg
Poverty Rate
6.6%
Labor Force Participation
57.8%

🎓 Education

Bachelor's degree+ 23.6%
Graduate degree 20.9%

👥 Demographics

Median Age 42.6
Male median age 41.4
Female median age 43.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
38.3°F
Annual Precip
43.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343745587078838274625040
Low °F 161725354656626051403022
Precip" 2.652.823.823.783.604.113.523.363.984.483.583.67

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
77%
Good air days/yr
101
Max AQI recorded
165
PM2.5 days
193
Ozone days

Frequently Asked Questions

What is the cost of living in Pepperell, MA?

Pepperell has a cost index of 130 (100 = national average). It is 30% above the national average.

What is average rent in Pepperell, MA?

The median gross rent in Pepperell is $1,296 per month based on 2023 Census data.

What is the average home price in Pepperell?

The median home value in Pepperell is $459,800 according to 2023 Census ACS data.

What is the median income in Pepperell?

The median household income in Pepperell is $126,976 per year (2023 ACS 5-year estimates).

What is the sales tax in Pepperell, MA?

The combined state and local sales tax rate in Pepperell is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Pepperell, MA affordable?

Pepperell is above average in cost of living, with an index of 130 — about 30% higher than the national average.

What is the weather like in Pepperell?

Pepperell has average high temperatures of 59.5°F and average lows of 38.3°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.

Pepperell at a Glance

Population
11,656
Median Income
$126,976
Home Value
$459,800
Median Rent
$1,296/mo
Unemployment
3.2%
Avg High Temp
59.5°F
Sales Tax
6.3%
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🗺️ County data for Massachusetts

Explore county-level cost of living data

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