Cost of Living in Ayer, MA
Population 8,491 · Massachusetts · Data vintage 2023
(100 = US avg)
Ayer is a smaller Massachusetts community of around 8000 residents, where median household incomes of $105,047 and housing costs ($418,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 6.9% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Ayer sits roughly 14 miles west of Lowell. Housing prices track closely with Lowell's $395,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ayer
The median home value in Ayer is $417,800 — 37% above the national median of $305,000. Median rent runs $1,360/month, 4% higher than the national median of $1,314/month. The median household income of $105,047/year is 41% higher than the US median of $74,580. The local unemployment rate is 6.9%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.5°F and lows of 38.3°F. Overall, Ayer has a cost of living index of 124 versus the US average of 100, meaning it is 24% more expensive.
Ayer has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 34 | 37 | 45 | 58 | 70 | 78 | 83 | 82 | 74 | 62 | 50 | 40 |
| Low °F | 16 | 17 | 25 | 35 | 46 | 56 | 62 | 60 | 51 | 40 | 30 | 22 |
| Precip" | 2.65 | 2.82 | 3.82 | 3.78 | 3.60 | 4.11 | 3.52 | 3.36 | 3.98 | 4.48 | 3.58 | 3.67 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Ayer, MA?
Ayer has a cost index of 124 (100 = national average). It is 24% above the national average.
What is average rent in Ayer, MA?
The median gross rent in Ayer is $1,360 per month based on 2023 Census data.
What is the average home price in Ayer?
The median home value in Ayer is $417,800 according to 2023 Census ACS data.
What is the median income in Ayer?
The median household income in Ayer is $105,047 per year (2023 ACS 5-year estimates).
What is the sales tax in Ayer, MA?
The combined state and local sales tax rate in Ayer is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Ayer, MA affordable?
Ayer is above average in cost of living, with an index of 124 — about 24% higher than the national average.
What is the weather like in Ayer?
Ayer has average high temperatures of 59.5°F and average lows of 38.3°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.
Ayer at a Glance
- Population
- 8,491
- Median Income
- $105,047
- Home Value
- $417,800
- Median Rent
- $1,360/mo
- Unemployment
- 6.9%
- Avg High Temp
- 59.5°F
- Sales Tax
- 6.3%
Nearby Cities
Explore county-level cost of living data
Massachusetts Rankings
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