Cost of Living in Westford, MA

Population 24,584 · Massachusetts · Data vintage 2023

199
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Westford sits 126% above the national median — $689,000 for the typical home — but median household incomes near $181,523 (143% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located 7 miles southwest of Lowell, Westford falls within that metro's commuting orbit. Median home values run roughly 74% higher than Lowell's $395,000.

Cost Overview

Housing 226
Rent 157

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westford

The median home value in Westford is $689,400 — 126% above the national median of $305,000. Median rent runs $2,068/month, 57% higher than the national median of $1,314/month. The median household income of $181,523/year is 143% higher than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.5°F and lows of 38.3°F. Overall, Westford has a cost of living index of 199 versus the US average of 100, meaning it is 99% more expensive.

🏠 Housing

Median Home Value
$689,400
126% above avg
Median Rent
$2,068/mo
57% above avg
Price-to-Rent Ratio
27.8x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$2,263
1 BR
$2,394
2 BR
$2,837
3 BR
$3,418
4 BR
$3,761
Owner-occupied 88.5%
Renter-occupied 11.5%

💰 Estimated Monthly Budget

Rent median rent
$2,068
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,682/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.0 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.9%

Commute Mode

Drove alone
67.2%
Carpooled
5.8%
Public transit
1.6%
Walked
0.6%
Work from home
23.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$181,523
143% above avg
Per Capita Income
$73,464
Unemployment Rate
3.8%
21% below avg
Poverty Rate
2.4%
Labor Force Participation
55.3%

🎓 Education

Bachelor's degree+ 35.1%
Graduate degree 37.9%

👥 Demographics

Median Age 43.3
Male median age 43.8
Female median age 42.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
38.3°F
Annual Precip
43.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343745587078838274625040
Low °F 161725354656626051403022
Precip" 2.652.823.823.783.604.113.523.363.984.483.583.67

Frequently Asked Questions

What is the cost of living in Westford, MA?

Westford has a cost index of 199 (100 = national average). It is 99% above the national average.

What is average rent in Westford, MA?

The median gross rent in Westford is $2,068 per month based on 2023 Census data.

What is the average home price in Westford?

The median home value in Westford is $689,400 according to 2023 Census ACS data.

What is the median income in Westford?

The median household income in Westford is $181,523 per year (2023 ACS 5-year estimates).

What is the sales tax in Westford, MA?

The combined state and local sales tax rate in Westford is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Westford, MA affordable?

Westford is above average in cost of living, with an index of 199 — about 99% higher than the national average.

What is the weather like in Westford?

Westford has average high temperatures of 59.5°F and average lows of 38.3°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.

Westford at a Glance

Population
24,584
Median Income
$181,523
Home Value
$689,400
Median Rent
$2,068/mo
Unemployment
3.8%
Avg High Temp
59.5°F
Sales Tax
6.3%
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Explore county-level cost of living data

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