Cost of Living in Carlisle, MA

Population 5,209 · Massachusetts · Data vintage 2023

251
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Carlisle sits 246% above the national median — $1.1 million for the typical home — but median household incomes near $250,001 (235% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 2.2% points to a labor market well on the tight side of the national distribution.

Located 7 miles south of Lowell, Carlisle falls within that metro's commuting orbit. Median home values run roughly 167% higher than Lowell's $395,000.

Cost Overview

Housing 346
Rent 107

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carlisle

The median home value in Carlisle is $1,055,600 — 246% above the national median of $305,000. Median rent runs $1,409/month, 7% higher than the national median of $1,314/month. The median household income of $250,001/year is 235% higher than the US median of $74,580. The local unemployment rate is 2.2%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 61.3°F and lows of 39.7°F. Overall, Carlisle has a cost of living index of 251 versus the US average of 100, meaning it is 151% more expensive.

🏠 Housing

Median Home Value
$1,055,600
246% above avg
Median Rent
$1,409/mo
7% above avg
Price-to-Rent Ratio
62.4x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$2,263
1 BR
$2,394
2 BR
$2,837
3 BR
$3,418
4 BR
$3,761
Owner-occupied 94.1%
Renter-occupied 5.9%

💰 Estimated Monthly Budget

Rent median rent
$1,409
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,023/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.6 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
34.5%

Commute Mode

Drove alone
57.3%
Carpooled
4.2%
Public transit
2.9%
Walked
0.8%
Work from home
34.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$250,001
235% above avg
Per Capita Income
$107,381
Unemployment Rate
2.2%
55% below avg
Poverty Rate
2.1%
Labor Force Participation
47.1%

🎓 Education

Bachelor's degree+ 32.6%
Graduate degree 50.5%

👥 Demographics

Median Age 45.2
Male median age 42.6
Female median age 46.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.3°F
Avg Low
39.7°F
Annual Precip
42.6"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 373948607079858476645242
Low °F 181927374756626052413224
Precip" 2.902.693.853.843.363.723.513.473.544.243.723.76

Frequently Asked Questions

What is the cost of living in Carlisle, MA?

Carlisle has a cost index of 251 (100 = national average). It is 151% above the national average.

What is average rent in Carlisle, MA?

The median gross rent in Carlisle is $1,409 per month based on 2023 Census data.

What is the average home price in Carlisle?

The median home value in Carlisle is $1,055,600 according to 2023 Census ACS data.

What is the median income in Carlisle?

The median household income in Carlisle is $250,001 per year (2023 ACS 5-year estimates).

What is the sales tax in Carlisle, MA?

The combined state and local sales tax rate in Carlisle is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Carlisle, MA affordable?

Carlisle is above average in cost of living, with an index of 251 — about 151% higher than the national average.

What is the weather like in Carlisle?

Carlisle has average high temperatures of 61.3°F and average lows of 39.7°F. Annual precipitation is 42.6". Data from NOAA 1991–2020 Climate Normals.

Carlisle at a Glance

Population
5,209
Median Income
$250,001
Home Value
$1,055,600
Median Rent
$1,409/mo
Unemployment
2.2%
Avg High Temp
61.3°F
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs