Cost of Living in Winthrop Town, MA

Population 18,807 · Massachusetts · Data vintage 2023

178
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Winthrop Town run well above the national baseline, with a median of $607,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $106,357 place the city among the better-paid Massachusetts metros.

Geographically, Winthrop Town is part of the immediate Boston metro area. Median home values run roughly 15% lower than Boston's $710,000.

Cost Overview

Housing 199
Rent 145

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Winthrop Town

The median home value in Winthrop Town is $606,900 — 99% above the national median of $305,000. Median rent runs $1,909/month, 45% higher than the national median of $1,314/month. The median household income of $106,357/year is 43% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.3°F and lows of 44.5°F, with about 49.2" of annual snowfall. Overall, Winthrop Town has a cost of living index of 178 versus the US average of 100, meaning it is 78% more expensive.

🏠 Housing

Median Home Value
$606,900
99% above avg
Median Rent
$1,909/mo
45% above avg
Price-to-Rent Ratio
26.5x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 55.6%
Renter-occupied 44.4%

💰 Estimated Monthly Budget

Rent median rent
$1,909
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,523/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.2 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.1%

Commute Mode

Drove alone
57.0%
Carpooled
8.5%
Public transit
14.8%
Walked
2.6%
Bicycle
0.6%
Work from home
15.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$106,357
43% above avg
Per Capita Income
$59,226
Unemployment Rate
5.9%
23% above avg
Poverty Rate
7.0%
Labor Force Participation
68.0%

🎓 Education

Bachelor's degree+ 26.9%
Graduate degree 15.9%

👥 Demographics

Median Age 43.6
Male median age 42.7
Female median age 44.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.3°F
Avg Low
44.5°F
Annual Precip
43.6"
Annual Snowfall
49.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 373946566776828073625242
Low °F 232531415060666558483829
Precip" 3.393.214.173.633.253.893.273.233.564.033.664.30
Snow" 14.314.49.01.60.00.00.00.00.00.20.79.0

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
63.3%
Good air days/yr
99
Max AQI recorded
254
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in Winthrop Town, MA?

Winthrop Town has a cost index of 178 (100 = national average). It is 78% above the national average.

What is average rent in Winthrop Town, MA?

The median gross rent in Winthrop Town is $1,909 per month based on 2023 Census data.

What is the average home price in Winthrop Town?

The median home value in Winthrop Town is $606,900 according to 2023 Census ACS data.

What is the median income in Winthrop Town?

The median household income in Winthrop Town is $106,357 per year (2023 ACS 5-year estimates).

What is the sales tax in Winthrop Town, MA?

The combined state and local sales tax rate in Winthrop Town is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Winthrop Town, MA affordable?

Winthrop Town is above average in cost of living, with an index of 178 — about 78% higher than the national average.

What is the weather like in Winthrop Town?

Winthrop Town has average high temperatures of 59.3°F and average lows of 44.5°F. Annual precipitation is 43.6". Average annual snowfall is 49.2". Data from NOAA 1991–2020 Climate Normals.

Winthrop Town at a Glance

Population
18,807
Median Income
$106,357
Home Value
$606,900
Median Rent
$1,909/mo
Unemployment
5.9%
Avg High Temp
59.3°F
Sales Tax
6.3%
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