Cost of Living in Lake Arbor, MD

Population 14,932 · Maryland · Data vintage 2023

160
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lake Arbor is a smaller Maryland community of around 15000 residents, where median household incomes of $128,616 and housing costs ($458,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Lake Arbor sits roughly 10 miles east of Washington. Median home values run roughly 37% lower than Washington's $725,000.

Cost Overview

Housing 150
Rent 175

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Arbor

The median home value in Lake Arbor is $457,800 — 50% above the national median of $305,000. Median rent runs $2,293/month, 75% higher than the national median of $1,314/month. The median household income of $128,616/year is 72% higher than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Lake Arbor has a cost of living index of 160 versus the US average of 100, meaning it is 60% more expensive.

🏠 Housing

Median Home Value
$457,800
50% above avg
Zillow Home Value
$416,889
Zillow ZHVI
Median Rent
$2,293/mo
75% above avg
Zillow Rent
$2,162/mo
Zillow ZORI
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 64.8%
Renter-occupied 35.3%

💰 Estimated Monthly Budget

Rent median rent
$2,293
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,907/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
44.0 min
63% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.9%

Commute Mode

Drove alone
68.4%
Carpooled
5.1%
Public transit
8.1%
Walked
1.8%
Work from home
14.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$128,616
72% above avg
Per Capita Income
$64,359
Unemployment Rate
4.8%
1% above avg
Poverty Rate
4.8%
Labor Force Participation
73.1%

🎓 Education

Bachelor's degree+ 29.4%
Graduate degree 28.4%

👥 Demographics

Median Age 43.7
Male median age 41.8
Female median age 44.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
69.3%
Good air days/yr
192
Max AQI recorded
138
PM2.5 days
226
Ozone days

Frequently Asked Questions

What is the cost of living in Lake Arbor, MD?

Lake Arbor has a cost index of 160 (100 = national average). It is 60% above the national average.

What is average rent in Lake Arbor, MD?

The median gross rent in Lake Arbor is $2,293 per month based on 2023 Census data.

What is the average home price in Lake Arbor?

The median home value in Lake Arbor is $457,800 according to Zillow and Census data.

What is the median income in Lake Arbor?

The median household income in Lake Arbor is $128,616 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Arbor, MD?

The combined state and local sales tax rate in Lake Arbor is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Lake Arbor, MD affordable?

Lake Arbor is above average in cost of living, with an index of 160 — about 60% higher than the national average.

Lake Arbor at a Glance

Population
14,932
Median Income
$128,616
Home Value
$457,800
Median Rent
$2,293/mo
Unemployment
4.8%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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