Cost of Living in Summerfield, MD
Population 15,635 · Maryland · Data vintage 2023
(100 = US avg)
A 37-minute average commute puts Summerfield squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $340,000 reflect that spatial discount. Unemployment has stayed elevated relative to the national figure — 8.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Summerfield sits roughly 8 miles east of Washington. Median home values run roughly 53% lower than Washington's $725,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Summerfield
The median home value in Summerfield is $339,800 — 11% above the national median of $305,000. Median rent runs $2,032/month, 55% higher than the national median of $1,314/month. The median household income of $92,042/year is 23% higher than the US median of $74,580. The local unemployment rate is 8.1%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Summerfield has a cost of living index of 129 versus the US average of 100, meaning it is 29% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Summerfield, MD?
Summerfield has a cost index of 129 (100 = national average). It is 29% above the national average.
What is average rent in Summerfield, MD?
The median gross rent in Summerfield is $2,032 per month based on 2023 Census data.
What is the average home price in Summerfield?
The median home value in Summerfield is $339,800 according to 2023 Census ACS data.
What is the median income in Summerfield?
The median household income in Summerfield is $92,042 per year (2023 ACS 5-year estimates).
What is the sales tax in Summerfield, MD?
The combined state and local sales tax rate in Summerfield is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Summerfield, MD affordable?
Summerfield is above average in cost of living, with an index of 129 — about 29% higher than the national average.
Summerfield at a Glance
- Population
- 15,635
- Median Income
- $92,042
- Home Value
- $339,800
- Median Rent
- $2,032/mo
- Unemployment
- 8.1%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
Similar Cost Cities
Cities in other states with comparable housing costs