Cost of Living in Shady Side, MD

Population 4,460 · Maryland · Data vintage 2023

155
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Shady Side a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $447,000.

Geographically, Shady Side is about 25 miles east of Washington, the nearest large metro. Median home values run roughly 38% lower than Washington's $725,000.

Cost Overview

Housing 146
Rent 168

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Shady Side

The median home value in Shady Side is $446,800 — 46% above the national median of $305,000. Median rent runs $2,204/month, 68% higher than the national median of $1,314/month. The median household income of $138,346/year is 86% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Shady Side has a cost of living index of 155 versus the US average of 100, meaning it is 55% more expensive.

🏠 Housing

Median Home Value
$446,800
46% above avg
Zillow Home Value
$238,639
Zillow ZHVI
Median Rent
$2,204/mo
68% above avg
Price-to-Rent Ratio
16.9x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 87.2%
Renter-occupied 12.8%

💰 Estimated Monthly Budget

Rent median rent
$2,204
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,818/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.7 min
54% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.5%

Commute Mode

Drove alone
77.0%
Carpooled
9.3%
Walked
0.6%
Work from home
12.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$138,346
86% above avg
Per Capita Income
$65,833
Unemployment Rate
3.3%
32% below avg
Poverty Rate
5.0%
Labor Force Participation
68.7%

🎓 Education

Bachelor's degree+ 19.0%
Graduate degree 16.8%

👥 Demographics

Median Age 50
Male median age 48
Female median age 51.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
85.6%
Good air days/yr
150
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Shady Side, MD?

Shady Side has a cost index of 155 (100 = national average). It is 55% above the national average.

What is average rent in Shady Side, MD?

The median gross rent in Shady Side is $2,204 per month based on 2023 Census data.

What is the average home price in Shady Side?

The median home value in Shady Side is $446,800 according to Zillow and Census data.

What is the median income in Shady Side?

The median household income in Shady Side is $138,346 per year (2023 ACS 5-year estimates).

What is the sales tax in Shady Side, MD?

The combined state and local sales tax rate in Shady Side is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Shady Side, MD affordable?

Shady Side is above average in cost of living, with an index of 155 — about 55% higher than the national average.

Shady Side at a Glance

Population
4,460
Median Income
$138,346
Home Value
$446,800
Median Rent
$2,204/mo
Unemployment
3.3%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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