Cost of Living in Cedar Springs, MI

Population 3,661 · Michigan · Data vintage 2023

73
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cedar Springs is a smaller Michigan community of around 4000 residents, where median household incomes of $56,711 and housing costs ($203,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 25% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 20 miles north of Grand Rapids, Cedar Springs falls within that metro's commuting orbit. Median home values run roughly 10% lower than Grand Rapids' $226,000.

Cost Overview

Housing 67
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cedar Springs

The median home value in Cedar Springs is $203,400 — 33% below the national median of $305,000. Median rent runs $1,096/month, 17% lower than the national median of $1,314/month. The median household income of $56,711/year is 24% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Cedar Springs has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.

🏠 Housing

Median Home Value
$203,400
33% below avg
Zillow Home Value
$332,642
Zillow ZHVI
Median Rent
$1,096/mo
17% below avg
Price-to-Rent Ratio
15.5x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 60.1%
Renter-occupied 39.9%

💰 Estimated Monthly Budget

Rent median rent
$1,096
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,710/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.0 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.5%

Commute Mode

Drove alone
75.5%
Carpooled
14.5%
Public transit
0.7%
Walked
2.6%
Work from home
5.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$56,711
24% below avg
Per Capita Income
$26,797
Unemployment Rate
4.9%
1% above avg
Poverty Rate
25.3%
Labor Force Participation
64.7%

🎓 Education

Bachelor's degree+ 10.0%
Graduate degree 4.3%

👥 Demographics

Median Age 39.3
Male median age 38.1
Female median age 40.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
51.5%
Good air days/yr
220
Max AQI recorded
198
PM2.5 days
153
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

84%
4-Year Graduation Rate
19.3:1
Student-teacher ratio
8
Public schools
3,597
Total enrollment

Frequently Asked Questions

What is the cost of living in Cedar Springs, MI?

Cedar Springs has a cost index of 73 (100 = national average). It is 27% below the national average.

What is average rent in Cedar Springs, MI?

The median gross rent in Cedar Springs is $1,096 per month based on 2023 Census data.

What is the average home price in Cedar Springs?

The median home value in Cedar Springs is $203,400 according to Zillow and Census data.

What is the median income in Cedar Springs?

The median household income in Cedar Springs is $56,711 per year (2023 ACS 5-year estimates).

What is the sales tax in Cedar Springs, MI?

The combined state and local sales tax rate in Cedar Springs is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Cedar Springs, MI affordable?

Yes, Cedar Springs is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.

Cedar Springs at a Glance

Population
3,661
Median Income
$56,711
Home Value
$203,400
Median Rent
$1,096/mo
Unemployment
4.9%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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