Cost of Living in Dowagiac, MI

Population 5,677 · Michigan · Data vintage 2023

44
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Dowagiac's median household income of $38,433 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (30% here). Unemployment has stayed elevated relative to the national figure — 11.9% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 25 miles northeast of South Bend, Dowagiac falls within that metro's commuting orbit. Median home values run roughly 11% lower than South Bend's $125,000.

Cost Overview

Housing 36
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Dowagiac

The median home value in Dowagiac is $110,300 — 64% below the national median of $305,000. Median rent runs $722/month, 45% lower than the national median of $1,314/month. The median household income of $38,433/year is 48% lower than the US median of $74,580. The local unemployment rate is 11.9%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Dowagiac has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.

🏠 Housing

Median Home Value
$110,300
64% below avg
Zillow Home Value
$218,309
Zillow ZHVI
Median Rent
$722/mo
45% below avg
Price-to-Rent Ratio
12.7x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 50.3%
Renter-occupied 49.7%

💰 Estimated Monthly Budget

Rent median rent
$722
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,336/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.1 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.5%

Commute Mode

Drove alone
74.5%
Carpooled
12.4%
Public transit
1.5%
Walked
4.7%
Work from home
3.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$38,433
48% below avg
Per Capita Income
$26,286
Unemployment Rate
11.9%
147% above avg
Poverty Rate
30.4%
Labor Force Participation
62.9%

🎓 Education

Bachelor's degree+ 9.0%
Graduate degree 3.1%

👥 Demographics

Median Age 37.3
Male median age 36.1
Female median age 41.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
77.9%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
244
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

77%
4-Year Graduation Rate
17.9:1
Student-teacher ratio
7
Public schools
2,200
Total enrollment

Frequently Asked Questions

What is the cost of living in Dowagiac, MI?

Dowagiac has a cost index of 44 (100 = national average). It is 56% below the national average.

What is average rent in Dowagiac, MI?

The median gross rent in Dowagiac is $722 per month based on 2023 Census data.

What is the average home price in Dowagiac?

The median home value in Dowagiac is $110,300 according to Zillow and Census data.

What is the median income in Dowagiac?

The median household income in Dowagiac is $38,433 per year (2023 ACS 5-year estimates).

What is the sales tax in Dowagiac, MI?

The combined state and local sales tax rate in Dowagiac is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Dowagiac, MI affordable?

Yes, Dowagiac is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.

Dowagiac at a Glance

Population
5,677
Median Income
$38,433
Home Value
$110,300
Median Rent
$722/mo
Unemployment
11.9%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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