Cost of Living in Fair Plain, MI

Population 6,992 · Michigan · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Fair Plain sits on the smaller end of the Michigan city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 16.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 30 miles northwest of South Bend, Fair Plain falls within that metro's commuting orbit. Median home values run roughly 19% higher than South Bend's $125,000.

Cost Overview

Housing 48
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fair Plain

The median home value in Fair Plain is $147,800 — 52% below the national median of $305,000. Median rent runs $989/month, 25% lower than the national median of $1,314/month. The median household income of $55,536/year is 26% lower than the US median of $74,580. The local unemployment rate is 16.7%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 58.9°F and lows of 40.6°F. Overall, Fair Plain has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$147,800
52% below avg
Median Rent
$989/mo
25% below avg
Price-to-Rent Ratio
12.5x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 73.7%
Renter-occupied 26.3%

💰 Estimated Monthly Budget

Rent median rent
$989
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,603/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
83.5%
Carpooled
7.4%
Public transit
1.3%
Walked
0.8%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$55,536
26% below avg
Per Capita Income
$30,653
Unemployment Rate
16.7%
248% above avg
Poverty Rate
22.9%
Labor Force Participation
64.7%

🎓 Education

Bachelor's degree+ 13.7%
Graduate degree 10.7%

👥 Demographics

Median Age 42.5
Male median age 40.4
Female median age 43.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.9°F
Avg Low
40.6°F
Annual Precip
35"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333646586978828074624938
Low °F 202228374757616052433426
Precip" 1.991.602.023.253.783.043.173.613.624.162.742.02

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
74.2%
Good air days/yr
143
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Fair Plain, MI?

Fair Plain has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Fair Plain, MI?

The median gross rent in Fair Plain is $989 per month based on 2023 Census data.

What is the average home price in Fair Plain?

The median home value in Fair Plain is $147,800 according to 2023 Census ACS data.

What is the median income in Fair Plain?

The median household income in Fair Plain is $55,536 per year (2023 ACS 5-year estimates).

What is the sales tax in Fair Plain, MI?

The combined state and local sales tax rate in Fair Plain is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Fair Plain, MI affordable?

Yes, Fair Plain is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

What is the weather like in Fair Plain?

Fair Plain has average high temperatures of 58.9°F and average lows of 40.6°F. Annual precipitation is 35". Data from NOAA 1991–2020 Climate Normals.

Fair Plain at a Glance

Population
6,992
Median Income
$55,536
Home Value
$147,800
Median Rent
$989/mo
Unemployment
16.7%
Avg High Temp
58.9°F
Sales Tax
6.0%
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🗺️ County data for Michigan

Explore county-level cost of living data

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