Cost of Living in Niles, MI
Population 11,838 · Michigan · Data vintage 2023
(100 = US avg)
Household incomes in Niles run well below national norms — a median of $47,815 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $115,000). Around 21% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Niles sits roughly 11 miles north of South Bend — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with South Bend's $125,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Niles
The median home value in Niles is $115,400 — 62% below the national median of $305,000. Median rent runs $869/month, 34% lower than the national median of $1,314/month. The median household income of $47,815/year is 36% lower than the US median of $74,580. The local unemployment rate is 11.2%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Niles has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Niles, MI?
Niles has a cost index of 49 (100 = national average). It is 51% below the national average.
What is average rent in Niles, MI?
The median gross rent in Niles is $869 per month based on 2023 Census data.
What is the average home price in Niles?
The median home value in Niles is $115,400 according to Zillow and Census data.
What is the median income in Niles?
The median household income in Niles is $47,815 per year (2023 ACS 5-year estimates).
What is the sales tax in Niles, MI?
The combined state and local sales tax rate in Niles is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Niles, MI affordable?
Yes, Niles is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.
Niles at a Glance
- Population
- 11,838
- Median Income
- $47,815
- Home Value
- $115,400
- Median Rent
- $869/mo
- Unemployment
- 11.2%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Michigan Rankings
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