Cost of Living in Flat Rock, MI
Population 10,418 · Michigan · Data vintage 2023
(100 = US avg)
Flat Rock offers a notably favorable income-to-housing ratio for its region. The typical home — $201,000 — costs less than 2.7 times median household income of $73,288, a threshold many coastal markets passed a decade ago. At 6.5%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Flat Rock sits roughly 15 miles south of Dearborn — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Dearborn's $206,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Flat Rock
The median home value in Flat Rock is $201,400 — 34% below the national median of $305,000. Median rent runs $1,006/month, 23% lower than the national median of $1,314/month. The median household income of $73,288/year is 2% lower than the US median of $74,580. The local unemployment rate is 6.5%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 59.1°F and lows of 42.0°F, with about 45" of annual snowfall. Overall, Flat Rock has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 32 | 35 | 46 | 59 | 70 | 80 | 84 | 81 | 74 | 62 | 49 | 37 |
| Low °F | 19 | 21 | 29 | 39 | 50 | 60 | 64 | 63 | 56 | 44 | 34 | 25 |
| Precip" | 2.23 | 2.08 | 2.43 | 3.26 | 3.72 | 3.26 | 3.51 | 3.26 | 3.22 | 2.53 | 2.57 | 2.25 |
| Snow" | 14.0 | 12.5 | 6.2 | 1.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1.9 | 8.9 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Flat Rock, MI?
Flat Rock has a cost index of 70 (100 = national average). It is 30% below the national average.
What is average rent in Flat Rock, MI?
The median gross rent in Flat Rock is $1,006 per month based on 2023 Census data.
What is the average home price in Flat Rock?
The median home value in Flat Rock is $201,400 according to Zillow and Census data.
What is the median income in Flat Rock?
The median household income in Flat Rock is $73,288 per year (2023 ACS 5-year estimates).
What is the sales tax in Flat Rock, MI?
The combined state and local sales tax rate in Flat Rock is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Flat Rock, MI affordable?
Yes, Flat Rock is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.
What is the weather like in Flat Rock?
Flat Rock has average high temperatures of 59.1°F and average lows of 42.0°F. Annual precipitation is 34.3". Average annual snowfall is 45". Data from NOAA 1991–2020 Climate Normals.
Flat Rock at a Glance
- Population
- 10,418
- Median Income
- $73,288
- Home Value
- $201,400
- Median Rent
- $1,006/mo
- Unemployment
- 6.5%
- Avg High Temp
- 59.1°F
- Sales Tax
- 6.0%
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Michigan Rankings
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