Cost of Living in Hancock, MI

Population 4,510 · Michigan · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Hancock a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $186,000. An unemployment rate of 2.0% points to a labor market well on the tight side of the national distribution.

Hancock lies roughly 185 miles north of the nearest major metro, Green Bay — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Green Bay's $192,000 median.

Cost Overview

Housing 61
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hancock

The median home value in Hancock is $185,700 — 39% below the national median of $305,000. Median rent runs $740/month, 44% lower than the national median of $1,314/month. The median household income of $55,278/year is 26% lower than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 49.1°F and lows of 32.3°F. Overall, Hancock has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$185,700
39% below avg
Zillow Home Value
$599,055
Zillow ZHVI
Median Rent
$740/mo
44% below avg
Price-to-Rent Ratio
20.9x
Favors renting
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 53.5%
Renter-occupied 46.5%

💰 Estimated Monthly Budget

Rent median rent
$740
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,354/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
13.3 min
51% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
63.0%
Carpooled
9.9%
Public transit
0.9%
Walked
8.0%
Bicycle
0.1%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$55,278
26% below avg
Per Capita Income
$36,738
Unemployment Rate
2.0%
58% below avg
Poverty Rate
17.8%
Labor Force Participation
62.6%

🎓 Education

Bachelor's degree+ 27.1%
Graduate degree 18.6%

👥 Demographics

Median Age 31.4
Male median age 27.9
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
49.1°F
Avg Low
32.3°F
20° 40° 60° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 222534466171757466523828
Low °F 10917294049555447372616

🏫 Schools

NCES CCD 2019 — public school district data

84%
4-Year Graduation Rate
16.5:1
Student-teacher ratio
2
Public schools
693
Total enrollment

Frequently Asked Questions

What is the cost of living in Hancock, MI?

Hancock has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Hancock, MI?

The median gross rent in Hancock is $740 per month based on 2023 Census data.

What is the average home price in Hancock?

The median home value in Hancock is $185,700 according to Zillow and Census data.

What is the median income in Hancock?

The median household income in Hancock is $55,278 per year (2023 ACS 5-year estimates).

What is the sales tax in Hancock, MI?

The combined state and local sales tax rate in Hancock is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Hancock, MI affordable?

Yes, Hancock is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

What is the weather like in Hancock?

Hancock has average high temperatures of 49.1°F and average lows of 32.3°F. Data from NOAA 1991–2020 Climate Normals.

Hancock at a Glance

Population
4,510
Median Income
$55,278
Home Value
$185,700
Median Rent
$740/mo
Unemployment
2.0%
Avg High Temp
49.1°F
Sales Tax
6.0%
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🗺️ County data for Michigan

Explore county-level cost of living data

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