Cost of Living in Ishpeming, MI

Population 6,173 · Michigan · Data vintage 2023

42
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ishpeming sits on the smaller end of the Michigan city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 8.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 135 miles north of Green Bay, Ishpeming is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 43% lower than Green Bay's $192,000.

Cost Overview

Housing 36
Rent 52

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ishpeming

The median home value in Ishpeming is $109,200 — 64% below the national median of $305,000. Median rent runs $688/month, 48% lower than the national median of $1,314/month. The median household income of $52,717/year is 29% lower than the US median of $74,580. The local unemployment rate is 8.3%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Ishpeming has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.

🏠 Housing

Median Home Value
$109,200
64% below avg
Zillow Home Value
$176,729
Zillow ZHVI
Median Rent
$688/mo
48% below avg
Price-to-Rent Ratio
13.2x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 71.0%
Renter-occupied 29.0%

💰 Estimated Monthly Budget

Rent median rent
$688
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,302/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.7 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.9%

Commute Mode

Drove alone
73.6%
Carpooled
10.6%
Walked
6.8%
Bicycle
0.6%
Work from home
6.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$52,717
29% below avg
Per Capita Income
$26,740
Unemployment Rate
8.3%
73% above avg
Poverty Rate
17.5%
Labor Force Participation
62.3%

🎓 Education

Bachelor's degree+ 18.6%
Graduate degree 7.7%

👥 Demographics

Median Age 35.5
Male median age 34.6
Female median age 36.4

🏫 Schools

NCES CCD 2019 — public school district data

93.1%
4-Year Graduation Rate
15.5:1
Student-teacher ratio
6
Public schools
1,892
Total enrollment

Frequently Asked Questions

What is the cost of living in Ishpeming, MI?

Ishpeming has a cost index of 42 (100 = national average). It is 58% below the national average.

What is average rent in Ishpeming, MI?

The median gross rent in Ishpeming is $688 per month based on 2023 Census data.

What is the average home price in Ishpeming?

The median home value in Ishpeming is $109,200 according to Zillow and Census data.

What is the median income in Ishpeming?

The median household income in Ishpeming is $52,717 per year (2023 ACS 5-year estimates).

What is the sales tax in Ishpeming, MI?

The combined state and local sales tax rate in Ishpeming is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Ishpeming, MI affordable?

Yes, Ishpeming is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.

Ishpeming at a Glance

Population
6,173
Median Income
$52,717
Home Value
$109,200
Median Rent
$688/mo
Unemployment
8.3%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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