Cost of Living in Harvey, MI

Population 3,080 · Michigan · Data vintage 2023

72
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Harvey a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $236,000. The labor market has been unusually tight, with unemployment around 1.0% — below most comparable cities in the state.

Located 140 miles north of Green Bay, Harvey is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 23% higher than Green Bay's $192,000.

Cost Overview

Housing 77
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harvey

The median home value in Harvey is $235,600 — 23% below the national median of $305,000. Median rent runs $835/month, 36% lower than the national median of $1,314/month. The median household income of $75,188/year is 1% higher than the US median of $74,580. The local unemployment rate is 1.0%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 50.0°F and lows of 35.2°F, with about 102" of annual snowfall. Overall, Harvey has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.

🏠 Housing

Median Home Value
$235,600
23% below avg
Median Rent
$835/mo
36% below avg
Price-to-Rent Ratio
23.5x
Favors renting
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 83.5%
Renter-occupied 16.5%

💰 Estimated Monthly Budget

Rent median rent
$835
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,449/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.7 min
42% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.7%

Commute Mode

Drove alone
87.7%
Carpooled
5.1%
Public transit
0.1%
Bicycle
0.4%
Work from home
6.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$75,188
1% above avg
Per Capita Income
$40,217
Unemployment Rate
1.0%
78% below avg
Poverty Rate
9.6%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 30.4%
Graduate degree 14.1%

👥 Demographics

Median Age 41.4
Male median age 40.7
Female median age 42

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
50.0°F
Avg Low
35.2°F
Annual Precip
30.2"
Annual Snowfall
102"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 252735465968757467544130
Low °F 121321314150585852402919
Precip" 1.861.471.592.742.903.053.112.313.343.432.421.98
Snow" 25.120.914.28.40.30.00.00.00.00.911.121.1

Frequently Asked Questions

What is the cost of living in Harvey, MI?

Harvey has a cost index of 72 (100 = national average). It is 28% below the national average.

What is average rent in Harvey, MI?

The median gross rent in Harvey is $835 per month based on 2023 Census data.

What is the average home price in Harvey?

The median home value in Harvey is $235,600 according to 2023 Census ACS data.

What is the median income in Harvey?

The median household income in Harvey is $75,188 per year (2023 ACS 5-year estimates).

What is the sales tax in Harvey, MI?

The combined state and local sales tax rate in Harvey is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Harvey, MI affordable?

Yes, Harvey is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.

What is the weather like in Harvey?

Harvey has average high temperatures of 50.0°F and average lows of 35.2°F. Annual precipitation is 30.2". Average annual snowfall is 102". Data from NOAA 1991–2020 Climate Normals.

Harvey at a Glance

Population
3,080
Median Income
$75,188
Home Value
$235,600
Median Rent
$835/mo
Unemployment
1.0%
Avg High Temp
50.0°F
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs