Cost of Living in Utica, MI
Population 5,184 · Michigan · Data vintage 2023
(100 = US avg)
Utica is a smaller Michigan community of around 5000 residents, where median household incomes of $55,524 and housing costs ($217,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Geographically, Utica is part of the immediate Sterling Heights metro area. Median home values run roughly 17% lower than Sterling Heights' $261,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Utica
The median home value in Utica is $216,800 — 29% below the national median of $305,000. Median rent runs $984/month, 25% lower than the national median of $1,314/month. The median household income of $55,524/year is 26% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Utica has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.
Utica has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Utica, MI?
Utica has a cost index of 73 (100 = national average). It is 27% below the national average.
What is average rent in Utica, MI?
The median gross rent in Utica is $984 per month based on 2023 Census data.
What is the average home price in Utica?
The median home value in Utica is $216,800 according to Zillow and Census data.
What is the median income in Utica?
The median household income in Utica is $55,524 per year (2023 ACS 5-year estimates).
What is the sales tax in Utica, MI?
The combined state and local sales tax rate in Utica is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Utica, MI affordable?
Yes, Utica is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.
Utica at a Glance
- Population
- 5,184
- Median Income
- $55,524
- Home Value
- $216,800
- Median Rent
- $984/mo
- Unemployment
- 3.4%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Michigan Rankings
Similar Cost Cities
Cities in other states with comparable housing costs