Cost of Living in Wolf Lake, MI

Population 4,802 · Michigan · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Wolf Lake a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $100,000. Unemployment has stayed elevated relative to the national figure — 11.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Wolf Lake is about 30 miles northwest of Grand Rapids, the nearest large metro. Median home values run roughly 56% lower than Grand Rapids' $226,000.

Cost Overview

Housing 33
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wolf Lake

The median home value in Wolf Lake is $99,800 — 67% below the national median of $305,000. Median rent runs $992/month, 25% lower than the national median of $1,314/month. The median household income of $49,005/year is 34% lower than the US median of $74,580. The local unemployment rate is 11.7%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 57.9°F and lows of 40.9°F, with about 87.2" of annual snowfall. Overall, Wolf Lake has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$99,800
67% below avg
Zillow Home Value
$843,169
Zillow ZHVI
Median Rent
$992/mo
25% below avg
Price-to-Rent Ratio
8.4x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 92.2%
Renter-occupied 7.8%

💰 Estimated Monthly Budget

Rent median rent
$992
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,606/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.1 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.0%

Commute Mode

Drove alone
83.5%
Carpooled
13.0%
Bicycle
0.5%
Work from home
3.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$49,005
34% below avg
Per Capita Income
$21,875
Unemployment Rate
11.7%
142% above avg
Poverty Rate
14.6%
Labor Force Participation
64.3%

🎓 Education

Bachelor's degree+ 5.5%
Graduate degree 0.7%

👥 Demographics

Median Age 30.7
Male median age 31.2
Female median age 29.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.9°F
Avg Low
40.9°F
Annual Precip
35.1"
Annual Snowfall
87.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333544576878828073614837
Low °F 212127374857626154433426
Precip" 2.422.112.403.473.383.052.753.103.263.802.922.42
Snow" 29.120.07.51.80.00.00.00.00.00.06.522.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
77.3%
Good air days/yr
147
Max AQI recorded
0
PM2.5 days
242
Ozone days

Frequently Asked Questions

What is the cost of living in Wolf Lake, MI?

Wolf Lake has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Wolf Lake, MI?

The median gross rent in Wolf Lake is $992 per month based on 2023 Census data.

What is the average home price in Wolf Lake?

The median home value in Wolf Lake is $99,800 according to Zillow and Census data.

What is the median income in Wolf Lake?

The median household income in Wolf Lake is $49,005 per year (2023 ACS 5-year estimates).

What is the sales tax in Wolf Lake, MI?

The combined state and local sales tax rate in Wolf Lake is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Wolf Lake, MI affordable?

Yes, Wolf Lake is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

What is the weather like in Wolf Lake?

Wolf Lake has average high temperatures of 57.9°F and average lows of 40.9°F. Annual precipitation is 35.1". Average annual snowfall is 87.2". Data from NOAA 1991–2020 Climate Normals.

Wolf Lake at a Glance

Population
4,802
Median Income
$49,005
Home Value
$99,800
Median Rent
$992/mo
Unemployment
11.7%
Avg High Temp
57.9°F
Sales Tax
6.0%
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