Cost of Living in Muskegon, MI

Population 37,203 · Michigan · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $46,342, median household incomes in Muskegon land roughly 38% below the US median, a gap that tends to persist across local labor-market indicators. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 35 miles northwest of Grand Rapids, Muskegon falls within that metro's commuting orbit. Median home values run roughly 46% lower than Grand Rapids' $226,000.

Cost Overview

Housing 40
Rent 71

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Muskegon

The median home value in Muskegon is $121,800 — 60% below the national median of $305,000. Median rent runs $927/month, 29% lower than the national median of $1,314/month. The median household income of $46,342/year is 38% lower than the US median of $74,580. The local unemployment rate is 9.3%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 57.9°F and lows of 40.9°F, with about 87.2" of annual snowfall. Overall, Muskegon has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$121,800
60% below avg
Zillow Home Value
$179,435
Zillow ZHVI
Median Rent
$927/mo
29% below avg
Zillow Rent
$1,182/mo
Zillow ZORI
Price-to-Rent Ratio
10.9x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 54.2%
Renter-occupied 45.8%

💰 Estimated Monthly Budget

Rent median rent
$927
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,541/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
80.3%
Carpooled
10.2%
Public transit
0.3%
Walked
2.5%
Bicycle
0.3%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$46,342
38% below avg
Per Capita Income
$24,864
Unemployment Rate
9.3%
94% above avg
Poverty Rate
20.2%
Labor Force Participation
53.3%

🎓 Education

Bachelor's degree+ 11.8%
Graduate degree 4.0%

👥 Demographics

Median Age 36
Male median age 35.1
Female median age 36.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.9°F
Avg Low
40.9°F
Annual Precip
35.1"
Annual Snowfall
87.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333544576878828073614837
Low °F 212127374857626154433426
Precip" 2.422.112.403.473.383.052.753.103.263.802.922.42
Snow" 29.120.07.51.80.00.00.00.00.00.06.522.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
77.3%
Good air days/yr
147
Max AQI recorded
0
PM2.5 days
242
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

80.7%
4-Year Graduation Rate
17.8:1
Student-teacher ratio
28
Public schools
12,531
Total enrollment

Frequently Asked Questions

What is the cost of living in Muskegon, MI?

Muskegon has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Muskegon, MI?

The median gross rent in Muskegon is $927 per month based on 2023 Census data.

What is the average home price in Muskegon?

The median home value in Muskegon is $121,800 according to Zillow and Census data.

What is the median income in Muskegon?

The median household income in Muskegon is $46,342 per year (2023 ACS 5-year estimates).

What is the sales tax in Muskegon, MI?

The combined state and local sales tax rate in Muskegon is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Muskegon, MI affordable?

Yes, Muskegon is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

What is the weather like in Muskegon?

Muskegon has average high temperatures of 57.9°F and average lows of 40.9°F. Annual precipitation is 35.1". Average annual snowfall is 87.2". Data from NOAA 1991–2020 Climate Normals.

Muskegon at a Glance

Population
37,203
Median Income
$46,342
Home Value
$121,800
Median Rent
$927/mo
Unemployment
9.3%
Avg High Temp
57.9°F
Sales Tax
6.0%
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