Cost of Living in Chisholm, MN

Population 4,731 · Minnesota · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Chisholm sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.0% — below most comparable cities in the state.

Chisholm lies roughly 175 miles north of the nearest major metro, Minneapolis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 69% lower than Minneapolis' $346,000.

Cost Overview

Housing 35
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Chisholm

The median home value in Chisholm is $108,100 — 65% below the national median of $305,000. Median rent runs $785/month, 40% lower than the national median of $1,314/month. The median household income of $54,815/year is 27% lower than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Chisholm has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$108,100
65% below avg
Zillow Home Value
$180,256
Zillow ZHVI
Median Rent
$785/mo
40% below avg
Price-to-Rent Ratio
11.5x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 73.4%
Renter-occupied 26.6%

💰 Estimated Monthly Budget

Rent median rent
$785
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,399/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.0 min
22% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.3%

Commute Mode

Drove alone
82.6%
Carpooled
5.5%
Walked
6.3%
Work from home
4.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$54,815
27% below avg
Per Capita Income
$35,074
Unemployment Rate
2.0%
58% below avg
Poverty Rate
11.2%
Labor Force Participation
51.0%

🎓 Education

Bachelor's degree+ 11.1%
Graduate degree 3.3%

👥 Demographics

Median Age 52.1
Male median age 46.3
Female median age 55.4

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
13.9:1
Student-teacher ratio
3
Public schools
723
Total enrollment

Frequently Asked Questions

What is the cost of living in Chisholm, MN?

Chisholm has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Chisholm, MN?

The median gross rent in Chisholm is $785 per month based on 2023 Census data.

What is the average home price in Chisholm?

The median home value in Chisholm is $108,100 according to Zillow and Census data.

What is the median income in Chisholm?

The median household income in Chisholm is $54,815 per year (2023 ACS 5-year estimates).

What is the sales tax in Chisholm, MN?

The combined state and local sales tax rate in Chisholm is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Chisholm, MN affordable?

Yes, Chisholm is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

Chisholm at a Glance

Population
4,731
Median Income
$54,815
Home Value
$108,100
Median Rent
$785/mo
Unemployment
2.0%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

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