Cost of Living in Hermantown, MN
Population 10,192 · Minnesota · Data vintage 2023
(100 = US avg)
Hermantown sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.8% — below most comparable cities in the state.
Located 135 miles northeast of St. Paul, Hermantown is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 33% higher than St. Paul's $280,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Hermantown
The median home value in Hermantown is $374,000 — 23% above the national median of $305,000. Median rent runs $1,375/month, 5% higher than the national median of $1,314/month. The median household income of $92,026/year is 23% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 50.0°F and lows of 31.1°F, with about 90.2" of annual snowfall. Overall, Hermantown has a cost of living index of 115 versus the US average of 100, meaning it is 15% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 20 | 25 | 36 | 49 | 63 | 72 | 78 | 76 | 67 | 53 | 37 | 25 |
| Low °F | 2 | 6 | 18 | 30 | 41 | 50 | 56 | 55 | 47 | 36 | 23 | 10 |
| Precip" | 0.95 | 1.01 | 1.46 | 2.53 | 3.37 | 4.39 | 3.92 | 3.73 | 3.48 | 2.91 | 1.96 | 1.47 |
| Snow" | 16.8 | 15.1 | 12.8 | 9.1 | 0.8 | 0.0 | 0.0 | 0.0 | 0.1 | 2.7 | 14.1 | 18.7 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Hermantown, MN?
Hermantown has a cost index of 115 (100 = national average). It is 15% above the national average.
What is average rent in Hermantown, MN?
The median gross rent in Hermantown is $1,375 per month based on 2023 Census data.
What is the average home price in Hermantown?
The median home value in Hermantown is $374,000 according to Zillow and Census data.
What is the median income in Hermantown?
The median household income in Hermantown is $92,026 per year (2023 ACS 5-year estimates).
What is the sales tax in Hermantown, MN?
The combined state and local sales tax rate in Hermantown is 7.4%. The Minnesota state income tax top rate is 9.8%.
Is Hermantown, MN affordable?
Hermantown is above average in cost of living, with an index of 115 — about 15% higher than the national average.
What is the weather like in Hermantown?
Hermantown has average high temperatures of 50.0°F and average lows of 31.1°F. Annual precipitation is 31.2". Average annual snowfall is 90.2". Data from NOAA 1991–2020 Climate Normals.
Hermantown at a Glance
- Population
- 10,192
- Median Income
- $92,026
- Home Value
- $374,000
- Median Rent
- $1,375/mo
- Unemployment
- 1.8%
- Avg High Temp
- 50.0°F
- Sales Tax
- 7.4%
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Explore county-level cost of living data
Minnesota Rankings
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