Cost of Living in Cloquet, MN

Population 12,582 · Minnesota · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Cloquet can reasonably expect a home to cost less than three years of household income — $200,000 against $63,854 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Cloquet lies roughly 125 miles north of the nearest major metro, St. Paul — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 29% lower than St. Paul's $280,000.

Cost Overview

Housing 66
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cloquet

The median home value in Cloquet is $200,100 — 34% below the national median of $305,000. Median rent runs $978/month, 26% lower than the national median of $1,314/month. The median household income of $63,854/year is 14% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Cloquet has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$200,100
34% below avg
Zillow Home Value
$257,280
Zillow ZHVI
Median Rent
$978/mo
26% below avg
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 64.7%
Renter-occupied 35.3%

💰 Estimated Monthly Budget

Rent median rent
$978
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,592/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.2 min
33% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.4%

Commute Mode

Drove alone
80.8%
Carpooled
7.7%
Public transit
0.8%
Walked
2.7%
Bicycle
0.7%
Work from home
6.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$63,854
14% below avg
Per Capita Income
$36,858
Unemployment Rate
3.6%
26% below avg
Poverty Rate
13.4%
Labor Force Participation
66.0%

🎓 Education

Bachelor's degree+ 18.4%
Graduate degree 7.2%

👥 Demographics

Median Age 36.2
Male median age 35.1
Female median age 37.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
73.5%
Good air days/yr
156
Max AQI recorded
236
PM2.5 days
126
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83.5%
4-Year Graduation Rate
13.2:1
Student-teacher ratio
9
Public schools
2,783
Total enrollment

Frequently Asked Questions

What is the cost of living in Cloquet, MN?

Cloquet has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Cloquet, MN?

The median gross rent in Cloquet is $978 per month based on 2023 Census data.

What is the average home price in Cloquet?

The median home value in Cloquet is $200,100 according to Zillow and Census data.

What is the median income in Cloquet?

The median household income in Cloquet is $63,854 per year (2023 ACS 5-year estimates).

What is the sales tax in Cloquet, MN?

The combined state and local sales tax rate in Cloquet is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Cloquet, MN affordable?

Yes, Cloquet is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

Cloquet at a Glance

Population
12,582
Median Income
$63,854
Home Value
$200,100
Median Rent
$978/mo
Unemployment
3.6%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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