Cost of Living in Moose Lake, MN

Population 3,297 · Minnesota · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Moose Lake sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. A poverty rate near 45% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Moose Lake lies roughly 105 miles north of the nearest major metro, St. Paul — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 27% lower than St. Paul's $280,000.

Cost Overview

Housing 67
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Moose Lake

The median home value in Moose Lake is $205,000 — 33% below the national median of $305,000. Median rent runs $901/month, 31% lower than the national median of $1,314/month. The median household income of $61,576/year is 17% lower than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 51.7°F and lows of 31.1°F. Overall, Moose Lake has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$205,000
33% below avg
Zillow Home Value
$211,612
Zillow ZHVI
Median Rent
$901/mo
31% below avg
Price-to-Rent Ratio
19.0x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 57.2%
Renter-occupied 42.8%

💰 Estimated Monthly Budget

Rent median rent
$901
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,515/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.7%

Commute Mode

Drove alone
58.9%
Carpooled
15.8%
Walked
1.5%
Work from home
23.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$61,576
17% below avg
Per Capita Income
$16,211
Unemployment Rate
2.1%
57% below avg
Poverty Rate
45.3%
Labor Force Participation
21.5%

🎓 Education

Bachelor's degree+ 8.3%
Graduate degree 2.6%

👥 Demographics

Median Age 44.7
Male median age 43.7
Female median age 55.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
51.7°F
Avg Low
31.1°F
Annual Precip
33.3"
20° 40° 60° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 202638526675797769553925
Low °F 2618304152565446352210
Precip" 0.761.141.702.913.414.375.553.743.473.051.851.39

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
73.5%
Good air days/yr
156
Max AQI recorded
236
PM2.5 days
126
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
14.9:1
Student-teacher ratio
2
Public schools
624
Total enrollment

Frequently Asked Questions

What is the cost of living in Moose Lake, MN?

Moose Lake has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in Moose Lake, MN?

The median gross rent in Moose Lake is $901 per month based on 2023 Census data.

What is the average home price in Moose Lake?

The median home value in Moose Lake is $205,000 according to Zillow and Census data.

What is the median income in Moose Lake?

The median household income in Moose Lake is $61,576 per year (2023 ACS 5-year estimates).

What is the sales tax in Moose Lake, MN?

The combined state and local sales tax rate in Moose Lake is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Moose Lake, MN affordable?

Yes, Moose Lake is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

What is the weather like in Moose Lake?

Moose Lake has average high temperatures of 51.7°F and average lows of 31.1°F. Annual precipitation is 33.3". Data from NOAA 1991–2020 Climate Normals.

Moose Lake at a Glance

Population
3,297
Median Income
$61,576
Home Value
$205,000
Median Rent
$901/mo
Unemployment
2.1%
Avg High Temp
51.7°F
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs