Cost of Living in Proctor, MN
Population 3,102 · Minnesota · Data vintage 2023
(100 = US avg)
Proctor offers a notably favorable income-to-housing ratio for its region. The typical home — $220,000 — costs less than 2.7 times median household income of $80,913, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 0.9% — below most comparable cities in the state.
Located 130 miles northeast of St. Paul, Proctor is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 22% lower than St. Paul's $280,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Proctor
The median home value in Proctor is $219,500 — 28% below the national median of $305,000. Median rent runs $1,040/month, 21% lower than the national median of $1,314/month. The median household income of $80,913/year is 8% higher than the US median of $74,580. The local unemployment rate is 0.9%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 50.0°F and lows of 31.1°F, with about 90.2" of annual snowfall. Overall, Proctor has a cost of living index of 75 versus the US average of 100, meaning it is 25% less expensive.
Proctor has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 20 | 25 | 36 | 49 | 63 | 72 | 78 | 76 | 67 | 53 | 37 | 25 |
| Low °F | 2 | 6 | 18 | 30 | 41 | 50 | 56 | 55 | 47 | 36 | 23 | 10 |
| Precip" | 0.95 | 1.01 | 1.46 | 2.53 | 3.37 | 4.39 | 3.92 | 3.73 | 3.48 | 2.91 | 1.96 | 1.47 |
| Snow" | 16.8 | 15.1 | 12.8 | 9.1 | 0.8 | 0.0 | 0.0 | 0.0 | 0.1 | 2.7 | 14.1 | 18.7 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Proctor, MN?
Proctor has a cost index of 75 (100 = national average). It is 25% below the national average.
What is average rent in Proctor, MN?
The median gross rent in Proctor is $1,040 per month based on 2023 Census data.
What is the average home price in Proctor?
The median home value in Proctor is $219,500 according to Zillow and Census data.
What is the median income in Proctor?
The median household income in Proctor is $80,913 per year (2023 ACS 5-year estimates).
What is the sales tax in Proctor, MN?
The combined state and local sales tax rate in Proctor is 7.4%. The Minnesota state income tax top rate is 9.8%.
Is Proctor, MN affordable?
Yes, Proctor is generally considered affordable, with a cost of living index of 75 — about 25% below the US national average of 100.
What is the weather like in Proctor?
Proctor has average high temperatures of 50.0°F and average lows of 31.1°F. Annual precipitation is 31.2". Average annual snowfall is 90.2". Data from NOAA 1991–2020 Climate Normals.
Proctor at a Glance
- Population
- 3,102
- Median Income
- $80,913
- Home Value
- $219,500
- Median Rent
- $1,040/mo
- Unemployment
- 0.9%
- Avg High Temp
- 50.0°F
- Sales Tax
- 7.4%
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Minnesota Rankings
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