Cost of Living in Platte City, MO

Population 4,793 · Missouri · Data vintage 2023

74
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Platte City offers a notably favorable income-to-housing ratio for its region. The typical home — $195,000 — costs less than 3 times median household income of $65,132, a threshold many coastal markets passed a decade ago.

Located 15 miles north of Kansas City, Platte City falls within that metro's commuting orbit. Median home values run roughly 33% higher than Kansas City's $147,000.

Cost Overview

Housing 64
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Platte City

The median home value in Platte City is $195,000 — 36% below the national median of $305,000. Median rent runs $1,173/month, 11% lower than the national median of $1,314/month. The median household income of $65,132/year is 13% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Platte City has a cost of living index of 74 versus the US average of 100, meaning it is 26% less expensive.

🏠 Housing

Median Home Value
$195,000
36% below avg
Zillow Home Value
$392,582
Zillow ZHVI
Median Rent
$1,173/mo
11% below avg
Zillow Rent
$1,356/mo
Zillow ZORI
Price-to-Rent Ratio
13.9x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 46.2%
Renter-occupied 53.8%

💰 Estimated Monthly Budget

Rent median rent
$1,173
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,787/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.5 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.2%

Commute Mode

Drove alone
83.1%
Carpooled
10.9%
Public transit
0.1%
Walked
1.7%
Work from home
4.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$65,132
13% below avg
Per Capita Income
$32,062
Unemployment Rate
4.7%
2% below avg
Poverty Rate
6.9%
Labor Force Participation
73.0%

🎓 Education

Bachelor's degree+ 15.4%
Graduate degree 7.8%

👥 Demographics

Median Age 38.1
Male median age 36.4
Female median age 42.1

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15:1
Student-teacher ratio
7
Public schools
4,338
Total enrollment

Frequently Asked Questions

What is the cost of living in Platte City, MO?

Platte City has a cost index of 74 (100 = national average). It is 26% below the national average.

What is average rent in Platte City, MO?

The median gross rent in Platte City is $1,173 per month based on 2023 Census data.

What is the average home price in Platte City?

The median home value in Platte City is $195,000 according to Zillow and Census data.

What is the median income in Platte City?

The median household income in Platte City is $65,132 per year (2023 ACS 5-year estimates).

What is the sales tax in Platte City, MO?

The combined state and local sales tax rate in Platte City is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Platte City, MO affordable?

Yes, Platte City is generally considered affordable, with a cost of living index of 74 — about 26% below the US national average of 100.

Platte City at a Glance

Population
4,793
Median Income
$65,132
Home Value
$195,000
Median Rent
$1,173/mo
Unemployment
4.7%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

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