Cost of Living in Beaufort, NC

Population 4,613 · North Carolina · Data vintage 2023

89
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Beaufort run well below national norms — a median of $48,111 versus the $74,580 US figure. Housing costs and rents do not fully compensate for the earnings difference. At 6.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Beaufort lies roughly 80 miles northeast of the nearest major metro, Wilmington — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 9% lower than Wilmington's $350,000.

Cost Overview

Housing 105
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Beaufort

The median home value in Beaufort is $319,700 — 5% above the national median of $305,000. Median rent runs $862/month, 34% lower than the national median of $1,314/month. The median household income of $48,111/year is 35% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 71.7°F and lows of 55.9°F. Overall, Beaufort has a cost of living index of 89 versus the US average of 100, meaning it is 11% less expensive.

🏠 Housing

Median Home Value
$319,700
5% above avg
Zillow Home Value
$420,136
Zillow ZHVI
Median Rent
$862/mo
34% below avg
Price-to-Rent Ratio
30.9x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 48.0%
Renter-occupied 52.0%

💰 Estimated Monthly Budget

Rent median rent
$862
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,476/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.9 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.8%

Commute Mode

Drove alone
75.9%
Carpooled
2.5%
Public transit
0.5%
Walked
0.9%
Bicycle
2.3%
Work from home
17.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$48,111
35% below avg
Per Capita Income
$37,018
Unemployment Rate
6.8%
42% above avg
Poverty Rate
14.2%
Labor Force Participation
57.0%

🎓 Education

Bachelor's degree+ 23.9%
Graduate degree 12.0%

👥 Demographics

Median Age 50.5
Male median age 48.6
Female median age 54.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.7°F
Avg Low
55.9°F
Annual Precip
55.7"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 555763707884878682756659
Low °F 383945546371747368574741
Precip" 4.173.333.313.393.944.065.817.298.464.143.993.79

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
90.6%
Good air days/yr
105
Max AQI recorded
0
PM2.5 days
352
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

86%
4-Year Graduation Rate
13.7:1
Student-teacher ratio
18
Public schools
8,190
Total enrollment

Frequently Asked Questions

What is the cost of living in Beaufort, NC?

Beaufort has a cost index of 89 (100 = national average). It is 11% below the national average.

What is average rent in Beaufort, NC?

The median gross rent in Beaufort is $862 per month based on 2023 Census data.

What is the average home price in Beaufort?

The median home value in Beaufort is $319,700 according to Zillow and Census data.

What is the median income in Beaufort?

The median household income in Beaufort is $48,111 per year (2023 ACS 5-year estimates).

What is the sales tax in Beaufort, NC?

The combined state and local sales tax rate in Beaufort is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Beaufort, NC affordable?

Yes, Beaufort is generally considered affordable, with a cost of living index of 89 — about 11% below the US national average of 100.

What is the weather like in Beaufort?

Beaufort has average high temperatures of 71.7°F and average lows of 55.9°F. Annual precipitation is 55.7". Data from NOAA 1991–2020 Climate Normals.

Beaufort at a Glance

Population
4,613
Median Income
$48,111
Home Value
$319,700
Median Rent
$862/mo
Unemployment
6.8%
Avg High Temp
71.7°F
Sales Tax
7.0%
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