Cost of Living in Atlantic Highlands, NJ

Population 4,409 · New Jersey · Data vintage 2023

179
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Atlantic Highlands sits 102% above the national median — $615,000 for the typical home — but median household incomes near $125,438 (68% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Geographically, Atlantic Highlands sits roughly 20 miles south of New York. Median home values run roughly 18% lower than New York's $752,000.

Cost Overview

Housing 202
Rent 145

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Atlantic Highlands

The median home value in Atlantic Highlands is $615,300 — 102% above the national median of $305,000. Median rent runs $1,900/month, 45% higher than the national median of $1,314/month. The median household income of $125,438/year is 68% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Atlantic Highlands has a cost of living index of 179 versus the US average of 100, meaning it is 79% more expensive.

🏠 Housing

Median Home Value
$615,300
102% above avg
Zillow Home Value
$323,524
Zillow ZHVI
Median Rent
$1,900/mo
45% above avg
Zillow Rent
$2,792/mo
Zillow ZORI
Price-to-Rent Ratio
27.0x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 70.9%
Renter-occupied 29.1%

💰 Estimated Monthly Budget

Rent median rent
$1,900
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,514/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.0 min
52% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.5%

Commute Mode

Drove alone
54.4%
Carpooled
2.2%
Public transit
14.5%
Walked
0.0%
Bicycle
0.4%
Work from home
26.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$125,438
68% above avg
Per Capita Income
$82,909
Unemployment Rate
4.3%
11% below avg
Poverty Rate
4.3%
Labor Force Participation
63.3%

🎓 Education

Bachelor's degree+ 36.4%
Graduate degree 19.1%

👥 Demographics

Median Age 47.9
Male median age 48.2
Female median age 47.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
85%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Atlantic Highlands, NJ?

Atlantic Highlands has a cost index of 179 (100 = national average). It is 79% above the national average.

What is average rent in Atlantic Highlands, NJ?

The median gross rent in Atlantic Highlands is $1,900 per month based on 2023 Census data.

What is the average home price in Atlantic Highlands?

The median home value in Atlantic Highlands is $615,300 according to Zillow and Census data.

What is the median income in Atlantic Highlands?

The median household income in Atlantic Highlands is $125,438 per year (2023 ACS 5-year estimates).

What is the sales tax in Atlantic Highlands, NJ?

The combined state and local sales tax rate in Atlantic Highlands is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Atlantic Highlands, NJ affordable?

Atlantic Highlands is above average in cost of living, with an index of 179 — about 79% higher than the national average.

What is the weather like in Atlantic Highlands?

Atlantic Highlands has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Atlantic Highlands at a Glance

Population
4,409
Median Income
$125,438
Home Value
$615,300
Median Rent
$1,900/mo
Unemployment
4.3%
Avg High Temp
63.8°F
Sales Tax
6.6%
View all cities in New Jersey →
🗺️ County data for New Jersey

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs