Cost of Living in Port Monmouth, NJ

Population 3,285 · New Jersey · Data vintage 2023

119
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Port Monmouth sits on the smaller end of the New Jersey city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Port Monmouth sits roughly 15 miles south of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 8% higher than Elizabeth's $394,000.

Cost Overview

Housing 139
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Port Monmouth

The median home value in Port Monmouth is $423,600 — 39% above the national median of $305,000. Median rent runs $1,169/month, 11% lower than the national median of $1,314/month. The median household income of $106,677/year is 43% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Port Monmouth has a cost of living index of 119 versus the US average of 100, meaning it is 19% more expensive.

🏠 Housing

Median Home Value
$423,600
39% above avg
Zillow Home Value
$293,207
Zillow ZHVI
Median Rent
$1,169/mo
11% below avg
Price-to-Rent Ratio
30.2x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 77.2%
Renter-occupied 22.8%

💰 Estimated Monthly Budget

Rent median rent
$1,169
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,783/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
42.0 min
56% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.6%

Commute Mode

Drove alone
68.6%
Public transit
13.5%
Walked
1.8%
Work from home
15.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$106,677
43% above avg
Per Capita Income
$53,520
Unemployment Rate
5.9%
23% above avg
Poverty Rate
3.8%
Labor Force Participation
67.8%

🎓 Education

Bachelor's degree+ 18.4%
Graduate degree 7.7%

👥 Demographics

Median Age 47.9
Male median age 46.6
Female median age 49.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
85%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Port Monmouth, NJ?

Port Monmouth has a cost index of 119 (100 = national average). It is 19% above the national average.

What is average rent in Port Monmouth, NJ?

The median gross rent in Port Monmouth is $1,169 per month based on 2023 Census data.

What is the average home price in Port Monmouth?

The median home value in Port Monmouth is $423,600 according to Zillow and Census data.

What is the median income in Port Monmouth?

The median household income in Port Monmouth is $106,677 per year (2023 ACS 5-year estimates).

What is the sales tax in Port Monmouth, NJ?

The combined state and local sales tax rate in Port Monmouth is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Port Monmouth, NJ affordable?

Port Monmouth is above average in cost of living, with an index of 119 — about 19% higher than the national average.

What is the weather like in Port Monmouth?

Port Monmouth has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Port Monmouth at a Glance

Population
3,285
Median Income
$106,677
Home Value
$423,600
Median Rent
$1,169/mo
Unemployment
5.9%
Avg High Temp
63.8°F
Sales Tax
6.6%
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Explore county-level cost of living data

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