Cost of Living in North Middletown, NJ

Population 3,081 · New Jersey · Data vintage 2023

125
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

North Middletown sits on the smaller end of the New Jersey city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

North Middletown sits roughly 15 miles south of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 21% lower than Elizabeth's $394,000.

Cost Overview

Housing 102
Rent 159

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in North Middletown

The median home value in North Middletown is $311,500 — 2% above the national median of $305,000. Median rent runs $2,095/month, 59% higher than the national median of $1,314/month. The median household income of $146,650/year is 97% higher than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, North Middletown has a cost of living index of 125 versus the US average of 100, meaning it is 25% more expensive.

🏠 Housing

Median Home Value
$311,500
2% above avg
Median Rent
$2,095/mo
59% above avg
Price-to-Rent Ratio
12.4x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 80.2%
Renter-occupied 19.8%

💰 Estimated Monthly Budget

Rent median rent
$2,095
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,709/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.7 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.7%

Commute Mode

Drove alone
89.6%
Public transit
0.7%
Work from home
9.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$146,650
97% above avg
Per Capita Income
$57,014
Unemployment Rate
4.8%
0% below avg
Poverty Rate
2.8%
Labor Force Participation
76.6%

🎓 Education

Bachelor's degree+ 22.0%
Graduate degree 6.5%

👥 Demographics

Median Age 36.6
Male median age 33.9
Female median age 41

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
85%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in North Middletown, NJ?

North Middletown has a cost index of 125 (100 = national average). It is 25% above the national average.

What is average rent in North Middletown, NJ?

The median gross rent in North Middletown is $2,095 per month based on 2023 Census data.

What is the average home price in North Middletown?

The median home value in North Middletown is $311,500 according to 2023 Census ACS data.

What is the median income in North Middletown?

The median household income in North Middletown is $146,650 per year (2023 ACS 5-year estimates).

What is the sales tax in North Middletown, NJ?

The combined state and local sales tax rate in North Middletown is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is North Middletown, NJ affordable?

North Middletown is above average in cost of living, with an index of 125 — about 25% higher than the national average.

What is the weather like in North Middletown?

North Middletown has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

North Middletown at a Glance

Population
3,081
Median Income
$146,650
Home Value
$311,500
Median Rent
$2,095/mo
Unemployment
4.8%
Avg High Temp
63.8°F
Sales Tax
6.6%
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