Cost of Living in Lake Mohawk, NJ

Population 9,116 · New Jersey · Data vintage 2023

138
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lake Mohawk is a smaller New Jersey community of around 9000 residents, where median household incomes of $145,806 and housing costs ($419,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.3% points to a labor market well on the tight side of the national distribution.

Located 25 miles west of Paterson, Lake Mohawk falls within that metro's commuting orbit. Median home values run roughly 25% higher than Paterson's $335,000.

Cost Overview

Housing 137
Rent 140

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Mohawk

The median home value in Lake Mohawk is $418,800 — 37% above the national median of $305,000. Median rent runs $1,838/month, 40% higher than the national median of $1,314/month. The median household income of $145,806/year is 96% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 60.7°F and lows of 40.2°F. Overall, Lake Mohawk has a cost of living index of 138 versus the US average of 100, meaning it is 38% more expensive.

🏠 Housing

Median Home Value
$418,800
37% above avg
Median Rent
$1,838/mo
40% above avg
Price-to-Rent Ratio
19.0x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 86.5%
Renter-occupied 13.5%

💰 Estimated Monthly Budget

Rent median rent
$1,838
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,452/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.4 min
46% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.4%

Commute Mode

Drove alone
70.1%
Carpooled
3.8%
Public transit
2.4%
Walked
3.4%
Work from home
19.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$145,806
96% above avg
Per Capita Income
$72,116
Unemployment Rate
2.3%
53% below avg
Poverty Rate
1.9%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 33.3%
Graduate degree 25.1%

👥 Demographics

Median Age 44.9
Male median age 43.2
Female median age 47.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.7°F
Avg Low
40.2°F
Annual Precip
48.8"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363948617179848274635241
Low °F 192028384857626052423225
Precip" 3.272.834.073.783.834.545.064.854.324.643.434.18

Frequently Asked Questions

What is the cost of living in Lake Mohawk, NJ?

Lake Mohawk has a cost index of 138 (100 = national average). It is 38% above the national average.

What is average rent in Lake Mohawk, NJ?

The median gross rent in Lake Mohawk is $1,838 per month based on 2023 Census data.

What is the average home price in Lake Mohawk?

The median home value in Lake Mohawk is $418,800 according to 2023 Census ACS data.

What is the median income in Lake Mohawk?

The median household income in Lake Mohawk is $145,806 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Mohawk, NJ?

The combined state and local sales tax rate in Lake Mohawk is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Lake Mohawk, NJ affordable?

Lake Mohawk is above average in cost of living, with an index of 138 — about 38% higher than the national average.

What is the weather like in Lake Mohawk?

Lake Mohawk has average high temperatures of 60.7°F and average lows of 40.2°F. Annual precipitation is 48.8". Data from NOAA 1991–2020 Climate Normals.

Lake Mohawk at a Glance

Population
9,116
Median Income
$145,806
Home Value
$418,800
Median Rent
$1,838/mo
Unemployment
2.3%
Avg High Temp
60.7°F
Sales Tax
6.6%
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Explore county-level cost of living data

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