Cost of Living in Metuchen, NJ

Population 14,982 · New Jersey · Data vintage 2023

173
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Metuchen run well above the national baseline, with a median of $565,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $157,779 place the city among the better-paid New Jersey metros.

Located 12 miles southwest of Elizabeth, Metuchen falls within that metro's commuting orbit. Median home values run roughly 44% higher than Elizabeth's $394,000.

Cost Overview

Housing 185
Rent 154

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Metuchen

The median home value in Metuchen is $565,400 — 85% above the national median of $305,000. Median rent runs $2,019/month, 54% higher than the national median of $1,314/month. The median household income of $157,779/year is 112% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Metuchen has a cost of living index of 173 versus the US average of 100, meaning it is 73% more expensive.

🏠 Housing

Median Home Value
$565,400
85% above avg
Zillow Home Value
$666,582
Zillow ZHVI
Median Rent
$2,019/mo
54% above avg
Zillow Rent
$2,921/mo
Zillow ZORI
Price-to-Rent Ratio
23.3x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 74.6%
Renter-occupied 25.4%

💰 Estimated Monthly Budget

Rent median rent
$2,019
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,633/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.0 min
52% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.4%

Commute Mode

Drove alone
51.6%
Carpooled
5.2%
Public transit
17.6%
Walked
1.5%
Work from home
23.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$157,779
112% above avg
Per Capita Income
$69,414
Unemployment Rate
5.3%
10% above avg
Poverty Rate
4.4%
Labor Force Participation
71.8%

🎓 Education

Bachelor's degree+ 34.9%
Graduate degree 31.9%

👥 Demographics

Median Age 39.4
Male median age 37.9
Female median age 39.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.7%
Good air days/yr
247
Max AQI recorded
194
PM2.5 days
160
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
12.6:1
Student-teacher ratio
4
Public schools
2,300
Total enrollment

Frequently Asked Questions

What is the cost of living in Metuchen, NJ?

Metuchen has a cost index of 173 (100 = national average). It is 73% above the national average.

What is average rent in Metuchen, NJ?

The median gross rent in Metuchen is $2,019 per month based on 2023 Census data.

What is the average home price in Metuchen?

The median home value in Metuchen is $565,400 according to Zillow and Census data.

What is the median income in Metuchen?

The median household income in Metuchen is $157,779 per year (2023 ACS 5-year estimates).

What is the sales tax in Metuchen, NJ?

The combined state and local sales tax rate in Metuchen is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Metuchen, NJ affordable?

Metuchen is above average in cost of living, with an index of 173 — about 73% higher than the national average.

What is the weather like in Metuchen?

Metuchen has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Metuchen at a Glance

Population
14,982
Median Income
$157,779
Home Value
$565,400
Median Rent
$2,019/mo
Unemployment
5.3%
Avg High Temp
63.8°F
Sales Tax
6.6%
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