Cost of Living in South Plainfield, NJ

Population 24,231 · New Jersey · Data vintage 2023

146
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

South Plainfield is a smaller New Jersey community of around 24000 residents, where median household incomes of $126,063 and housing costs ($444,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 7.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

South Plainfield sits roughly 13 miles southwest of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 13% higher than Elizabeth's $394,000.

Cost Overview

Housing 146
Rent 147

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in South Plainfield

The median home value in South Plainfield is $443,900 — 46% above the national median of $305,000. Median rent runs $1,928/month, 47% higher than the national median of $1,314/month. The median household income of $126,063/year is 69% higher than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.6°F and lows of 41.4°F. Overall, South Plainfield has a cost of living index of 146 versus the US average of 100, meaning it is 46% more expensive.

🏠 Housing

Median Home Value
$443,900
46% above avg
Zillow Home Value
$570,339
Zillow ZHVI
Median Rent
$1,928/mo
47% above avg
Zillow Rent
$2,510/mo
Zillow ZORI
Price-to-Rent Ratio
19.2x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 85.2%
Renter-occupied 14.8%

💰 Estimated Monthly Budget

Rent median rent
$1,928
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,542/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.0 min
15% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.3%

Commute Mode

Drove alone
75.6%
Carpooled
8.0%
Public transit
2.1%
Walked
1.3%
Work from home
12.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$126,063
69% above avg
Per Capita Income
$49,533
Unemployment Rate
7.2%
50% above avg
Poverty Rate
3.5%
Labor Force Participation
69.5%

🎓 Education

Bachelor's degree+ 24.7%
Graduate degree 17.3%

👥 Demographics

Median Age 41.7
Male median age 39.7
Female median age 43.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
41.4°F
Annual Precip
45.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394351637381868478665544
Low °F 212230394858636154423326
Precip" 3.162.203.893.593.544.234.935.183.823.673.413.87

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.7%
Good air days/yr
247
Max AQI recorded
194
PM2.5 days
160
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
11.2:1
Student-teacher ratio
7
Public schools
3,400
Total enrollment

Frequently Asked Questions

What is the cost of living in South Plainfield, NJ?

South Plainfield has a cost index of 146 (100 = national average). It is 46% above the national average.

What is average rent in South Plainfield, NJ?

The median gross rent in South Plainfield is $1,928 per month based on 2023 Census data.

What is the average home price in South Plainfield?

The median home value in South Plainfield is $443,900 according to Zillow and Census data.

What is the median income in South Plainfield?

The median household income in South Plainfield is $126,063 per year (2023 ACS 5-year estimates).

What is the sales tax in South Plainfield, NJ?

The combined state and local sales tax rate in South Plainfield is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is South Plainfield, NJ affordable?

South Plainfield is above average in cost of living, with an index of 146 — about 46% higher than the national average.

What is the weather like in South Plainfield?

South Plainfield has average high temperatures of 63.6°F and average lows of 41.4°F. Annual precipitation is 45.5". Data from NOAA 1991–2020 Climate Normals.

South Plainfield at a Glance

Population
24,231
Median Income
$126,063
Home Value
$443,900
Median Rent
$1,928/mo
Unemployment
7.2%
Avg High Temp
63.6°F
Sales Tax
6.6%
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