Cost of Living in North Plainfield, NJ

Population 22,667 · New Jersey · Data vintage 2023

119
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

North Plainfield is a smaller New Jersey community of around 23000 residents, where median household incomes of $83,529 and housing costs ($351,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 9.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

North Plainfield sits roughly 13 miles west of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 11% lower than Elizabeth's $394,000.

Cost Overview

Housing 115
Rent 126

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in North Plainfield

The median home value in North Plainfield is $350,700 — 15% above the national median of $305,000. Median rent runs $1,651/month, 26% higher than the national median of $1,314/month. The median household income of $83,529/year is 12% higher than the US median of $74,580. The local unemployment rate is 9.6%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.6°F and lows of 41.4°F. Overall, North Plainfield has a cost of living index of 119 versus the US average of 100, meaning it is 19% more expensive.

🏠 Housing

Median Home Value
$350,700
15% above avg
Zillow Home Value
$488,595
Zillow ZHVI
Median Rent
$1,651/mo
26% above avg
Zillow Rent
$2,225/mo
Zillow ZORI
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 55.5%
Renter-occupied 44.5%

💰 Estimated Monthly Budget

Rent median rent
$1,651
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,265/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.1 min
26% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.0%

Commute Mode

Drove alone
68.2%
Carpooled
11.1%
Public transit
5.0%
Walked
0.7%
Bicycle
0.5%
Work from home
8.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$83,529
12% above avg
Per Capita Income
$35,096
Unemployment Rate
9.6%
100% above avg
Poverty Rate
14.0%
Labor Force Participation
74.8%

🎓 Education

Bachelor's degree+ 17.3%
Graduate degree 7.9%

👥 Demographics

Median Age 36.9
Male median age 36.9
Female median age 36.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
41.4°F
Annual Precip
45.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394351637381868478665544
Low °F 212230394858636154423326
Precip" 3.162.203.893.593.544.234.935.183.823.673.413.87

🏫 Schools

NCES CCD 2019 — public school district data

89%
4-Year Graduation Rate
11.4:1
Student-teacher ratio
6
Public schools
3,456
Total enrollment

Frequently Asked Questions

What is the cost of living in North Plainfield, NJ?

North Plainfield has a cost index of 119 (100 = national average). It is 19% above the national average.

What is average rent in North Plainfield, NJ?

The median gross rent in North Plainfield is $1,651 per month based on 2023 Census data.

What is the average home price in North Plainfield?

The median home value in North Plainfield is $350,700 according to Zillow and Census data.

What is the median income in North Plainfield?

The median household income in North Plainfield is $83,529 per year (2023 ACS 5-year estimates).

What is the sales tax in North Plainfield, NJ?

The combined state and local sales tax rate in North Plainfield is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is North Plainfield, NJ affordable?

North Plainfield is above average in cost of living, with an index of 119 — about 19% higher than the national average.

What is the weather like in North Plainfield?

North Plainfield has average high temperatures of 63.6°F and average lows of 41.4°F. Annual precipitation is 45.5". Data from NOAA 1991–2020 Climate Normals.

North Plainfield at a Glance

Population
22,667
Median Income
$83,529
Home Value
$350,700
Median Rent
$1,651/mo
Unemployment
9.6%
Avg High Temp
63.6°F
Sales Tax
6.6%
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Explore county-level cost of living data

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