Cost of Living in Watchung, NJ

Population 6,429 · New Jersey · Data vintage 2023

242
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Watchung sits 173% above the national median — $833,000 for the typical home — but median household incomes near $166,536 (123% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 8.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Watchung sits roughly 13 miles west of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 112% higher than Elizabeth's $394,000.

Cost Overview

Housing 273
Rent 196

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Watchung

The median home value in Watchung is $833,300 — 173% above the national median of $305,000. Median rent runs $2,571/month, 96% higher than the national median of $1,314/month. The median household income of $166,536/year is 123% higher than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.6°F and lows of 41.4°F. Overall, Watchung has a cost of living index of 242 versus the US average of 100, meaning it is 142% more expensive.

🏠 Housing

Median Home Value
$833,300
173% above avg
Zillow Home Value
$327,531
Zillow ZHVI
Median Rent
$2,571/mo
96% above avg
Price-to-Rent Ratio
27.0x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 87.4%
Renter-occupied 12.6%

💰 Estimated Monthly Budget

Rent median rent
$2,571
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,185/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.4 min
31% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
27.8%

Commute Mode

Drove alone
62.9%
Carpooled
1.1%
Public transit
6.9%
Walked
1.4%
Work from home
27.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$166,536
123% above avg
Per Capita Income
$85,269
Unemployment Rate
8.0%
67% above avg
Poverty Rate
2.1%
Labor Force Participation
66.0%

🎓 Education

Bachelor's degree+ 37.3%
Graduate degree 25.4%

👥 Demographics

Median Age 46.4
Male median age 45.4
Female median age 50.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
41.4°F
Annual Precip
45.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394351637381868478665544
Low °F 212230394858636154423326
Precip" 3.162.203.893.593.544.234.935.183.823.673.413.87

Frequently Asked Questions

What is the cost of living in Watchung, NJ?

Watchung has a cost index of 242 (100 = national average). It is 142% above the national average.

What is average rent in Watchung, NJ?

The median gross rent in Watchung is $2,571 per month based on 2023 Census data.

What is the average home price in Watchung?

The median home value in Watchung is $833,300 according to Zillow and Census data.

What is the median income in Watchung?

The median household income in Watchung is $166,536 per year (2023 ACS 5-year estimates).

What is the sales tax in Watchung, NJ?

The combined state and local sales tax rate in Watchung is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Watchung, NJ affordable?

Watchung is above average in cost of living, with an index of 242 — about 142% higher than the national average.

What is the weather like in Watchung?

Watchung has average high temperatures of 63.6°F and average lows of 41.4°F. Annual precipitation is 45.5". Data from NOAA 1991–2020 Climate Normals.

Watchung at a Glance

Population
6,429
Median Income
$166,536
Home Value
$833,300
Median Rent
$2,571/mo
Unemployment
8.0%
Avg High Temp
63.6°F
Sales Tax
6.6%
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🗺️ County data for New Jersey

Explore county-level cost of living data

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