Cost of Living in Moonachie, NJ

Population 3,106 · New Jersey · Data vintage 2023

123
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Moonachie is a smaller New Jersey community of around 3000 residents, where median household incomes of $108,359 and housing costs ($451,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Moonachie sits roughly 7 miles southeast of Paterson — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 34% higher than Paterson's $335,000.

Cost Overview

Housing 148
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Moonachie

The median home value in Moonachie is $450,800 — 48% above the national median of $305,000. Median rent runs $1,131/month, 14% lower than the national median of $1,314/month. The median household income of $108,359/year is 45% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Moonachie has a cost of living index of 123 versus the US average of 100, meaning it is 23% more expensive.

🏠 Housing

Median Home Value
$450,800
48% above avg
Zillow Home Value
$223,116
Zillow ZHVI
Median Rent
$1,131/mo
14% below avg
Price-to-Rent Ratio
33.2x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 69.0%
Renter-occupied 30.9%

💰 Estimated Monthly Budget

Rent median rent
$1,131
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,745/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.5 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.5%

Commute Mode

Drove alone
64.3%
Carpooled
20.6%
Public transit
3.1%
Walked
6.2%
Work from home
3.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$108,359
45% above avg
Per Capita Income
$34,592
Unemployment Rate
4.1%
14% below avg
Poverty Rate
4.0%
Labor Force Participation
69.1%

🎓 Education

Bachelor's degree+ 19.2%
Graduate degree 8.3%

👥 Demographics

Median Age 38.4
Male median age 38.2
Female median age 38.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.0°F
Avg Low
46.7°F
Annual Precip
46.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578675645
Low °F 262734445363696760483831
Precip" 3.282.824.093.973.944.254.454.254.113.733.304.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
55.9%
Good air days/yr
197
Max AQI recorded
245
PM2.5 days
91
Ozone days

Frequently Asked Questions

What is the cost of living in Moonachie, NJ?

Moonachie has a cost index of 123 (100 = national average). It is 23% above the national average.

What is average rent in Moonachie, NJ?

The median gross rent in Moonachie is $1,131 per month based on 2023 Census data.

What is the average home price in Moonachie?

The median home value in Moonachie is $450,800 according to Zillow and Census data.

What is the median income in Moonachie?

The median household income in Moonachie is $108,359 per year (2023 ACS 5-year estimates).

What is the sales tax in Moonachie, NJ?

The combined state and local sales tax rate in Moonachie is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Moonachie, NJ affordable?

Moonachie is above average in cost of living, with an index of 123 — about 23% higher than the national average.

What is the weather like in Moonachie?

Moonachie has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.

Moonachie at a Glance

Population
3,106
Median Income
$108,359
Home Value
$450,800
Median Rent
$1,131/mo
Unemployment
4.1%
Avg High Temp
64.0°F
Sales Tax
6.6%
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Explore county-level cost of living data

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