Cost of Living in Pine Brook, NJ

Population 6,017 · New Jersey · Data vintage 2023

207
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Pine Brook sits 125% above the national median — $686,000 for the typical home — but median household incomes near $146,543 (96% above the US figure) soften the blow that similar pricing creates in lower-wage metros. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Geographically, Pine Brook sits roughly 10 miles west of Paterson. Median home values run roughly 105% higher than Paterson's $335,000.

Cost Overview

Housing 225
Rent 180

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pine Brook

The median home value in Pine Brook is $686,300 — 125% above the national median of $305,000. Median rent runs $2,360/month, 80% higher than the national median of $1,314/month. The median household income of $146,543/year is 96% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 62.4°F and lows of 43.8°F. Overall, Pine Brook has a cost of living index of 207 versus the US average of 100, meaning it is 107% more expensive.

🏠 Housing

Median Home Value
$686,300
125% above avg
Zillow Home Value
$323,928
Zillow ZHVI
Median Rent
$2,360/mo
80% above avg
Zillow Rent
$2,605/mo
Zillow ZORI
Price-to-Rent Ratio
24.2x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 68.1%
Renter-occupied 31.9%

💰 Estimated Monthly Budget

Rent median rent
$2,360
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,974/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.9 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.1%

Commute Mode

Drove alone
69.2%
Carpooled
2.3%
Walked
2.4%
Work from home
26.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$146,543
96% above avg
Per Capita Income
$60,079
Unemployment Rate
2.9%
40% below avg
Poverty Rate
5.5%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 36.7%
Graduate degree 26.6%

👥 Demographics

Median Age 39.9
Male median age 39.4
Female median age 41.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.4°F
Avg Low
43.8°F
Annual Precip
44.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384149627281858476655343
Low °F 232431415160666457453528
Precip" 3.042.554.073.713.394.274.334.493.723.973.304.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
86.5%
Good air days/yr
154
Max AQI recorded
39
PM2.5 days
311
Ozone days

Frequently Asked Questions

What is the cost of living in Pine Brook, NJ?

Pine Brook has a cost index of 207 (100 = national average). It is 107% above the national average.

What is average rent in Pine Brook, NJ?

The median gross rent in Pine Brook is $2,360 per month based on 2023 Census data.

What is the average home price in Pine Brook?

The median home value in Pine Brook is $686,300 according to Zillow and Census data.

What is the median income in Pine Brook?

The median household income in Pine Brook is $146,543 per year (2023 ACS 5-year estimates).

What is the sales tax in Pine Brook, NJ?

The combined state and local sales tax rate in Pine Brook is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Pine Brook, NJ affordable?

Pine Brook is above average in cost of living, with an index of 207 — about 107% higher than the national average.

What is the weather like in Pine Brook?

Pine Brook has average high temperatures of 62.4°F and average lows of 43.8°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.

Pine Brook at a Glance

Population
6,017
Median Income
$146,543
Home Value
$686,300
Median Rent
$2,360/mo
Unemployment
2.9%
Avg High Temp
62.4°F
Sales Tax
6.6%
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🗺️ County data for New Jersey

Explore county-level cost of living data

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